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Single Family ResidenceResidential
$133,498$79 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 78How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3651 ROBERT RIDING RD

SHELBY, NC 28150
0
Baths
1,696 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.9 ac
Lot SizeThe size of the land the home sits on, from county records.
1922
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$133K
$104K low$163K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$81,498
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$65,198
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.41%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$52,000
SHARONVIEW FCU · recorded Jun 21, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$691 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$108,776 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$19,656
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,120
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$79,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$108,776

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCleveland
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1985
Lot (acres)The size of the land the home sits on, from county records.0.90
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Package
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 72 ft²Porch · 328 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Crest Middle SchoolC-
Middle · Grades 6–8 · 1.5 mi
H
Crest High SchoolB-
High · Grades 9–12 · 1.9 mi
E
Springmore Elementary SchoolA+
Elementary · Grades PK–5 · 3.1 mi

District: Cleveland County Schools

Neighborhood · ZIP 28150These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.123
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,492
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,565
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$71,808
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3651 Robert Riding Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Shelby 28150
  • Costs less per square foot than 93% of homes in Shelby 28150
  • Bigger than 65% of homes in Cleveland County
  • Older than 96% of homes in Shelby 28150

What homes are worth in Shelby 28150

Each bar is how many homes fall in that price range. The marker is this home.

This home
$59K$791K

This home is worth more than 18% of homes in Shelby 28150.

How it measures up in Shelby 28150

The dot is this home. The mark in the middle is the typical home in Shelby 28150.

Estimated value$133,498
CheaperTypical $213,481Pricier

Pricier than 18% of homes nearby

Price per ft²$79
CheaperTypical $150Pricier

Pricier than 7% of homes nearby

Living area1,696 ft²
SmallerTypical 1,472 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.9 ac
SmallerTypical 0.6 acBigger

Bigger than 61% of homes nearby

Year built1922
OlderTypical 1972Newer

Newer than 4% of homes nearby

How 3651 Robert Riding Rd ranks against every home in each area.
MeasureThis homeShelby 28150Cleveland County
Estimated valuepricier than$133,49818% of homes19% of homes
Price per ft²pricier than$797% of homes7% of homes
Living areabigger than1,696 ft²63% of homes65% of homes
Lot sizebigger than0.9 ac61% of homes53% of homes
Year builtnewer than19224% of homes4% of homes

About 3651 Robert Riding Rd

How much is 3651 Robert Riding Rd, Shelby, NC worth?

The TopHap Estimate for 3651 Robert Riding Rd, Shelby, NC is $133,498 as of Jul 14, 2026. The likely range is $104,092 to $162,904. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3651 Robert Riding Rd, Shelby, NC last sell?

3651 Robert Riding Rd, Shelby, NC last sold on Jan 1, 1985, according to the county's recorded deed.

How big is 3651 Robert Riding Rd, Shelby, NC?

3651 Robert Riding Rd, Shelby, NC has 1,696 square feet of living space and a 0.90-acre lot.

When was 3651 Robert Riding Rd, Shelby, NC built?

3651 Robert Riding Rd, Shelby, NC was built in 1922, making it 104 years old. The building has 1 story.

What schools serve 3651 Robert Riding Rd, Shelby, NC?

3651 Robert Riding Rd, Shelby, NC is assigned to Crest Middle School (middle), rated C-; Crest High School (high), rated B-; Springmore Elementary School (elementary), rated A+. All sit in Cleveland County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3651 Robert Riding Rd, Shelby, NC compare to other homes in Shelby 28150?

Among the 11,325 homes in Shelby 28150, it is worth more than 18% of them ($133,498 against a typical $213,481), its price per square foot is higher than 7% of them ($79 against a typical $150), it is bigger than 63% of them (1,696 ft² against a typical 1,472 ft²), its lot is bigger than 61% of them (0.9 ac against a typical 0.6 ac) and it is newer than 4% of them (1922 against a typical 1972). Measured against all of Cleveland County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3651 Robert Riding Rd, Shelby, NC?

The 2025 property tax bill for 3651 Robert Riding Rd, Shelby, NC was $691. The county assessed it at $108,776.

More homes on Robert Riding Rd

Closest homes

More homes in Shelby 28150

Assigned schools

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