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Single Family ResidenceResidential
$539,143$165 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3685 RUSH LAKE RD

RUSH CITY, MN 55069
4
Beds
1 / 1
Baths
3,266 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
24.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$539K
$488K low$590K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$539,143
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$431,314

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,386 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$730,500 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$803,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$730,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
84
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
51
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
55
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.35 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCHISAGO
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2012
Lot (acres)The size of the land the home sits on, from county records.24.60
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 227 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rush City High SchoolB
Middle · Grades 7–12 · 2.9 mi
E
C. E. Jacobson Elementary SchoolC+
Elementary · Grades EE–6 · 3.1 mi

District: Rush City Public School District

Neighborhood · ZIP 55069These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.158
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.6,533
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.81 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,275
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,176
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3685 Rush Lake Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Rush City 55069
  • Costs less per square foot than 67% of homes in Chisago County
  • Among the largest homes in Rush City 55069
  • Has a bigger lot than 92% of homes in Chisago County
  • Newer than 76% of homes in Rush City 55069

What homes are worth in Rush City 55069

Each bar is how many homes fall in that price range. The marker is this home.

This home
$89K$544K

This home is worth more than 98% of homes in Rush City 55069.

How it measures up in Rush City 55069

The dot is this home. The mark in the middle is the typical home in Rush City 55069.

Estimated value$539,143
CheaperTypical $242,747Pricier

Pricier than 98% of homes nearby

Price per ft²$165
CheaperTypical $167Pricier

Pricier than 48% of homes nearby

Living area3,266 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than almost all homes nearby

Lot size24.6 ac
SmallerTypical 0.75 acBigger

Bigger than 86% of homes nearby

Year built2002
OlderTypical 1982Newer

Newer than 76% of homes nearby

How 3685 Rush Lake Rd ranks against every home in each area.
MeasureThis homeRush City 55069Chisago County
Estimated valuepricier than$539,14398% of homes96% of homes
Price per ft²pricier than$16548% of homes33% of homes
Living areabigger than3,266 ft²almost all homesalmost all homes
Lot sizebigger than24.6 ac86% of homes92% of homes
Year builtnewer than200276% of homes76% of homes

About 3685 Rush Lake Rd

How much is 3685 Rush Lake Rd, Rush City, MN worth?

The TopHap Estimate for 3685 Rush Lake Rd, Rush City, MN is $539,143 as of Jul 14, 2026. The likely range is $488,067 to $590,219. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3685 Rush Lake Rd, Rush City, MN last sell?

3685 Rush Lake Rd, Rush City, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3685 Rush Lake Rd, Rush City, MN?

3685 Rush Lake Rd, Rush City, MN has 4 bedrooms, 1 bathrooms, 3,266 square feet of living space and a 24.60-acre lot.

When was 3685 Rush Lake Rd, Rush City, MN built?

3685 Rush Lake Rd, Rush City, MN was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 3685 Rush Lake Rd, Rush City, MN?

3685 Rush Lake Rd, Rush City, MN is assigned to Rush City High School (middle), rated B; C. E. Jacobson Elementary School (elementary), rated C+. All sit in Rush City Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3685 Rush Lake Rd, Rush City, MN compare to other homes in Rush City 55069?

Among the 2,741 homes in Rush City 55069, it is worth more than 98% of them ($539,143 against a typical $242,747), its price per square foot is higher than 48% of them ($165 against a typical $167), it is bigger than almost all of them (3,266 ft² against a typical 1,300 ft²), its lot is bigger than 86% of them (24.6 ac against a typical 0.75 ac) and it is newer than 76% of them (2002 against a typical 1982). Measured against all of Chisago County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3685 Rush Lake Rd, Rush City, MN?

The 2026 property tax bill for 3685 Rush Lake Rd, Rush City, MN was $8,386. The county assessed it at $730,500.

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