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Single Family ResidenceResidential
$488,000$234 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $480,000 on Jan 11, 2022

3764 RACHEL ST

APOPKA, FL 32703
4
Beds
4
Baths
2,086 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2021
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$488K
$460K low$516K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$480,000 · Jan 11, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$189,000
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$151,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.61%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$299,000
E MORTGAGE CAPITAL INC · recorded Jan 11, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,247 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$456,670 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$396,670
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$437,909
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$456,670

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOrange
Lot (acres)The size of the land the home sits on, from county records.0.19
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ocoee High SchoolC
High · Grades 9–12 · 1.8 mi
E
Phillis Wheatley Elementary SchoolD-
Elementary · Grades PK–5 · 3.0 mi
M
Piedmont Lakes Middle SchoolC
Middle · Grades 6–8 · 3.9 mi

District: Orange County School District

Neighborhood · ZIP 32703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.144
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.21

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.60,471
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.950 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,626
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$91,932
Average tempThe average temperature here across a full year.72°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.64%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3764 Rachel St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 85% of homes in Apopka 32703
  • Costs more per square foot than 85% of homes in Apopka 32703
  • Bigger than 75% of homes in Apopka 32703
  • Newer than 98% of homes in Orange County

What homes are worth in Apopka 32703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$714K

This home is worth more than 85% of homes in Apopka 32703.

How it measures up in Apopka 32703

The dot is this home. The mark in the middle is the typical home in Apopka 32703.

Estimated value$488,000
CheaperTypical $335,883Pricier

Pricier than 85% of homes nearby

Price per ft²$234
CheaperTypical $200Pricier

Pricier than 85% of homes nearby

Living area2,086 ft²
SmallerTypical 1,596 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.19 ac
SmallerTypical 0.2 acBigger

Bigger than 45% of homes nearby

Year built2021
OlderTypical 1990Newer

Newer than 97% of homes nearby

How 3764 Rachel St ranks against every home in each area.
MeasureThis homeApopka 32703Orange County
Estimated valuepricier than$488,00085% of homes66% of homes
Price per ft²pricier than$23485% of homes56% of homes
Living areabigger than2,086 ft²75% of homes67% of homes
Lot sizebigger than0.19 ac45% of homes49% of homes
Year builtnewer than202197% of homes98% of homes

About 3764 Rachel St

How much is 3764 Rachel St, Apopka, FL worth?

The TopHap Estimate for 3764 Rachel St, Apopka, FL is $488,000 as of Jul 14, 2026. The likely range is $459,880 to $516,120. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3764 Rachel St, Apopka, FL last sell?

3764 Rachel St, Apopka, FL last sold on Jan 11, 2022 for $480,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3764 Rachel St, Apopka, FL?

3764 Rachel St, Apopka, FL has 4 bedrooms, 4 bathrooms, 2,086 square feet of living space and a 0.19-acre lot.

When was 3764 Rachel St, Apopka, FL built?

3764 Rachel St, Apopka, FL was built in 2021, making it 5 years old. The building has 1 story.

What schools serve 3764 Rachel St, Apopka, FL?

3764 Rachel St, Apopka, FL is assigned to Ocoee High School (high), rated C; Phillis Wheatley Elementary School (elementary), rated D-; Piedmont Lakes Middle School (middle), rated C. All sit in Orange County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3764 Rachel St, Apopka, FL compare to other homes in Apopka 32703?

Among the 17,628 homes in Apopka 32703, it is worth more than 85% of them ($488,000 against a typical $335,883), its price per square foot is higher than 85% of them ($234 against a typical $200), it is bigger than 75% of them (2,086 ft² against a typical 1,596 ft²), its lot is bigger than 45% of them (0.19 ac against a typical 0.2 ac) and it is newer than 97% of them (2021 against a typical 1990). Measured against all of Orange County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3764 Rachel St, Apopka, FL?

The 2024 property tax bill for 3764 Rachel St, Apopka, FL was $7,247. The county assessed it at $456,670.

More homes on Rachel St

Closest homes

More homes in Apopka 32703

Assigned schools

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