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Single Family ResidenceResidential
$488,960$372 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $265,000 on Aug 18, 2009

38 JAMES ST

SOUTH RIVER, NJ 08882
0
Baths
1,314 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,999 ft²
Lot SizeThe size of the land the home sits on, from county records.
1924
Year BuiltThe year the home was originally built, according to county records.

Valuation

$489K
$457K low$521K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$265,000 · Aug 18, 2009
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$228,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$183,008
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$260,200
PNC MTG/FL · recorded Aug 18, 2009

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,312 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$236,500 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$115,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$121,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$236,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.09
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
South River Primary School
Elementary · Grades KG–2 · 0.1 mi
M
South River Middle SchoolC-
Middle · Grades 6–8 · 0.3 mi
H
South River High SchoolD
High · Grades 9–12 · 0.3 mi

District: South River Borough School District

Neighborhood · ZIP 08882These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.101

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.16,718
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,569 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$86,286
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$125,749
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38 James St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 73% of homes in Middlesex County
  • Costs more per square foot than 70% of homes in South River 08882
  • Smaller than 74% of homes in South River 08882
  • Has a smaller lot than 89% of homes in South River 08882
  • Older than 90% of homes in Middlesex County

What homes are worth in South River 08882

Each bar is how many homes fall in that price range. The marker is this home.

This home
$340K$938K

This home is worth more than 36% of homes in South River 08882.

How it measures up in South River 08882

The dot is this home. The mark in the middle is the typical home in South River 08882.

Estimated value$488,960
CheaperTypical $523,641Pricier

Pricier than 36% of homes nearby

Price per ft²$372
CheaperTypical $340Pricier

Pricier than 70% of homes nearby

Living area1,314 ft²
SmallerTypical 1,550 ft²Bigger

Bigger than 26% of homes nearby

Lot size3,999 ft²
SmallerTypical 0.14 acBigger

Bigger than 11% of homes nearby

Year built1924
OlderTypical 1950Newer

Newer than 23% of homes nearby

How 38 James St ranks against every home in each area.
MeasureThis homeSouth River 08882Middlesex County
Estimated valuepricier than$488,96036% of homes27% of homes
Price per ft²pricier than$37270% of homes57% of homes
Living areabigger than1,314 ft²26% of homes30% of homes
Lot sizebigger than3,999 ft²11% of homes28% of homes
Year builtnewer than192423% of homes10% of homes

About 38 James St

How much is 38 James St, South River, NJ worth?

The TopHap Estimate for 38 James St, South River, NJ is $488,960 as of Jul 14, 2026. The likely range is $457,050 to $520,870. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38 James St, South River, NJ last sell?

38 James St, South River, NJ last sold on Aug 18, 2009 for $265,000, according to the county's recorded deed.

How big is 38 James St, South River, NJ?

38 James St, South River, NJ has 1,314 square feet of living space and a 0.09-acre lot.

When was 38 James St, South River, NJ built?

38 James St, South River, NJ was built in 1924, making it 102 years old.

What schools serve 38 James St, South River, NJ?

38 James St, South River, NJ is assigned to South River Primary School (elementary); South River Middle School (middle), rated C-; South River High School (high), rated D. All sit in South River Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38 James St, South River, NJ compare to other homes in South River 08882?

Among the 4,333 homes in South River 08882, it is worth more than 36% of them ($488,960 against a typical $523,641), its price per square foot is higher than 70% of them ($372 against a typical $340), it is bigger than 26% of them (1,314 ft² against a typical 1,550 ft²), its lot is bigger than 11% of them (3,999 ft² against a typical 0.14 ac) and it is newer than 23% of them (1924 against a typical 1950). Measured against all of Middlesex County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38 James St, South River, NJ?

The 2025 property tax bill for 38 James St, South River, NJ was $6,312. The county assessed it at $236,500.

More homes on James St

Closest homes

More homes in South River 08882

Assigned schools

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