Skip to content
Skip to content
TopHapOpen in map
Rural ResidenceResidential
$523,367$491 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

381 N RIVER ROCK DR

BELGRADE, MT 59714
2
Beds
2
Baths
1,066 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.18 ac
Lot SizeThe size of the land the home sits on, from county records.
2015
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$523K
$510K low$537K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$319,817
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$255,854
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.38%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$134,800
FIRST INTERSTATE BANK · recorded Sep 23, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,750
AMERICAN BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,006 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$539,100 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$486,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$539,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyGallatin
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 144 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ridge View Elementary SchoolA+
Elementary · Grades KG–4 · 0.5 mi
M
Belgrade Middle SchoolB-
Middle · Grades 5–8 · 1.9 mi
H
Belgrade High SchoolB
High · Grades 9–12 · 2.1 mi

District: Belgrade Elementary School District

Neighborhood · ZIP 59714These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.81
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.105
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.182

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.24,854
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.52 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,518
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,456
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

381 N River Rock Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Gallatin County
  • Costs more per square foot than 79% of homes in Belgrade 59714
  • Smaller than 87% of homes in Belgrade 59714
  • Has a smaller lot than 74% of homes in Gallatin County
  • Newer than 80% of homes in Gallatin County

What homes are worth in Belgrade 59714

Each bar is how many homes fall in that price range. The marker is this home.

This home
$267K$3M

This home is worth more than 37% of homes in Belgrade 59714.

How it measures up in Belgrade 59714

The dot is this home. The mark in the middle is the typical home in Belgrade 59714.

Estimated value$523,367
CheaperTypical $568,479Pricier

Pricier than 37% of homes nearby

Price per ft²$491
CheaperTypical $375Pricier

Pricier than 79% of homes nearby

Living area1,066 ft²
SmallerTypical 1,540 ft²Bigger

Bigger than 13% of homes nearby

Lot size0.18 ac
SmallerTypical 0.24 acBigger

Bigger than 31% of homes nearby

Year built2015
OlderTypical 2003Newer

Newer than 74% of homes nearby

How 381 N River Rock Dr ranks against every home in each area.
MeasureThis homeBelgrade 59714Gallatin County
Estimated valuepricier than$523,36737% of homes20% of homes
Price per ft²pricier than$49179% of homes56% of homes
Living areabigger than1,066 ft²13% of homes14% of homes
Lot sizebigger than0.18 ac31% of homes26% of homes
Year builtnewer than201574% of homes80% of homes

About 381 N River Rock Dr

How much is 381 N River Rock Dr, Belgrade, MT worth?

The TopHap Estimate for 381 N River Rock Dr, Belgrade, MT is $523,367 as of Jul 14, 2026. The likely range is $509,522 to $537,212. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 381 N River Rock Dr, Belgrade, MT?

381 N River Rock Dr, Belgrade, MT has 2 bedrooms, 2 bathrooms, 1,066 square feet of living space and a 0.17-acre lot.

When was 381 N River Rock Dr, Belgrade, MT built?

381 N River Rock Dr, Belgrade, MT was built in 2015, making it 11 years old. It is a ranch home. The building has 1 story.

What schools serve 381 N River Rock Dr, Belgrade, MT?

381 N River Rock Dr, Belgrade, MT is assigned to Ridge View Elementary School (elementary), rated A+; Belgrade Middle School (middle), rated B-; Belgrade High School (high), rated B. All sit in Belgrade Elementary School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 381 N River Rock Dr, Belgrade, MT compare to other homes in Belgrade 59714?

Among the 9,750 homes in Belgrade 59714, it is worth more than 37% of them ($523,367 against a typical $568,479), its price per square foot is higher than 79% of them ($491 against a typical $375), it is bigger than 13% of them (1,066 ft² against a typical 1,540 ft²), its lot is bigger than 31% of them (0.18 ac against a typical 0.24 ac) and it is newer than 74% of them (2015 against a typical 2003). Measured against all of Gallatin County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 381 N River Rock Dr, Belgrade, MT?

The 2025 property tax bill for 381 N River Rock Dr, Belgrade, MT was $2,006. The county assessed it at $539,100.

More homes on N River Rock Dr

Closest homes

More homes in Belgrade 59714

Assigned schools

Explore the area

See this home in context

Open 381 N River Rock Dr on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map