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CondominiumResidential
$221,372$179 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $99,000 on Nov 9, 2020

3818 RIVANNA RIVER REACH

PORTSMOUTH, VA 23703
Building report
2
Beds
2.5
Baths
1,240 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1995
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$221K
$203K low$239K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$99,000 · Nov 9, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$147,872
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$118,298
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,500
TOWNE BK · recorded Nov 9, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,520 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$187,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,480
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$175,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$187,480

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.4 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Condominium
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyPORTSMOUTH CITY
Lot (acres)The size of the land the home sits on, from county records.1.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Churchland High SchoolB-
High · Grades 9–12 · 1.5 mi
E
Churchland Elementary SchoolB
Elementary · Grades KG–6 · 1.5 mi
M
Churchland Middle SchoolD+
Middle · Grades 7–8 · 1.8 mi

District: Portsmouth City Public Schools

Neighborhood · ZIP 23703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.64
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.27,960
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,102 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,671
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,621
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3818 Rivanna River Reach measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in Portsmouth 23703
  • Costs less per square foot than 69% of homes in Portsmouth 23703
  • Smaller than 85% of homes in Portsmouth 23703
  • Among the largest lots in Portsmouth city County
  • Newer than 85% of homes in Portsmouth city County

What homes are worth in Portsmouth 23703

Each bar is how many homes fall in that price range. The marker is this home.

This home
$157K$623K

This home is worth more than 11% of homes in Portsmouth 23703.

How it measures up in Portsmouth 23703

The dot is this home. The mark in the middle is the typical home in Portsmouth 23703.

Estimated value$221,372
CheaperTypical $336,811Pricier

Pricier than 11% of homes nearby

Price per ft²$179
CheaperTypical $194Pricier

Pricier than 31% of homes nearby

Living area1,240 ft²
SmallerTypical 1,661 ft²Bigger

Bigger than 15% of homes nearby

Lot size1 ac
SmallerTypical 0.31 acBigger

Bigger than 98% of homes nearby

Year built1995
OlderTypical 1977Newer

Newer than 81% of homes nearby

How 3818 Rivanna River Reach ranks against every home in each area.
MeasureThis homePortsmouth 23703Portsmouth city County
Estimated valuepricier than$221,37211% of homes22% of homes
Price per ft²pricier than$17931% of homes36% of homes
Living areabigger than1,240 ft²15% of homes32% of homes
Lot sizebigger than1 ac98% of homesalmost all homes
Year builtnewer than199581% of homes85% of homes

About 3818 Rivanna River Reach

How much is 3818 Rivanna River Reach, Portsmouth, VA worth?

The TopHap Estimate for 3818 Rivanna River Reach, Portsmouth, VA is $221,372 as of Jul 14, 2026. The likely range is $203,336 to $239,408. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3818 Rivanna River Reach, Portsmouth, VA last sell?

3818 Rivanna River Reach, Portsmouth, VA last sold on Nov 9, 2020 for $99,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 3818 Rivanna River Reach, Portsmouth, VA?

3818 Rivanna River Reach, Portsmouth, VA has 2 bedrooms, 2.5 bathrooms, 1,240 square feet of living space and a 1.00-acre lot.

When was 3818 Rivanna River Reach, Portsmouth, VA built?

3818 Rivanna River Reach, Portsmouth, VA was built in 1995, making it 31 years old. It is a condo/apartment home. The building has 2 stories.

What schools serve 3818 Rivanna River Reach, Portsmouth, VA?

3818 Rivanna River Reach, Portsmouth, VA is assigned to Churchland High School (high), rated B-; Churchland Elementary School (elementary), rated B; Churchland Middle School (middle), rated D+. All sit in Portsmouth City Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3818 Rivanna River Reach, Portsmouth, VA compare to other homes in Portsmouth 23703?

Among the 8,892 homes in Portsmouth 23703, it is worth more than 11% of them ($221,372 against a typical $336,811), its price per square foot is higher than 31% of them ($179 against a typical $194), it is bigger than 15% of them (1,240 ft² against a typical 1,661 ft²), its lot is bigger than 98% of them (1 ac against a typical 0.31 ac) and it is newer than 81% of them (1995 against a typical 1977). Measured against all of Portsmouth city County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3818 Rivanna River Reach, Portsmouth, VA?

The 2025 property tax bill for 3818 Rivanna River Reach, Portsmouth, VA was $2,520. The county assessed it at $187,480.

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Assigned schools

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