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Single Family ResidenceResidential
$1,254,018$773 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38286 S RUBY LOOP

SCIO, OR 97374
2
Beds
2
Baths
1,622 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
32.91 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.3M
$1.1M low$1.5M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,073,018
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$858,414
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.15%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$181,000
WELLS FARGO BANK NA · recorded Mar 31, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,352 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$202,551 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$202,551
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$810,350

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.97 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.34%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyLinn
Lot (acres)The size of the land the home sits on, from county records.32.91
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 96 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Centennial Elementary SchoolC
Elementary · Grades KG–5 · 3.6 mi
M
Scio Middle SchoolC
Middle · Grades 6–8 · 3.7 mi
H
Scio High SchoolC
High · Grades 9–12 · 3.9 mi

District: Scio School District 95

Neighborhood · ZIP 97374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.76
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.6,034
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.34 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,989
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$101,680
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.61 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38286 S Ruby Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Linn County
  • Among the highest price per square foot in Linn County
  • Has a bigger lot than 96% of homes in Linn County
  • Older than 86% of homes in Linn County

What homes are worth in Scio 97374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$273K$1.5M

This home is worth more than 95% of homes in Scio 97374.

How it measures up in Scio 97374

The dot is this home. The mark in the middle is the typical home in Scio 97374.

Estimated value$1,254,018
CheaperTypical $630,790Pricier

Pricier than 95% of homes nearby

Price per ft²$773
CheaperTypical $333Pricier

Pricier than 98% of homes nearby

Living area1,622 ft²
SmallerTypical 1,664 ft²Bigger

Bigger than 48% of homes nearby

Lot size32.91 ac
SmallerTypical 5.11 acBigger

Bigger than 80% of homes nearby

Year built1945
OlderTypical 1980Newer

Newer than 15% of homes nearby

How 38286 S Ruby Loop ranks against every home in each area.
MeasureThis homeScio 97374Linn County
Estimated valuepricier than$1,254,01895% of homesalmost all homes
Price per ft²pricier than$77398% of homesalmost all homes
Living areabigger than1,622 ft²48% of homes61% of homes
Lot sizebigger than32.91 ac80% of homes96% of homes
Year builtnewer than194515% of homes14% of homes

About 38286 S Ruby Loop

How much is 38286 S Ruby Loop, Scio, OR worth?

The TopHap Estimate for 38286 S Ruby Loop, Scio, OR is $1,254,018 as of Jul 14, 2026. The likely range is $1,050,128 to $1,457,908. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 38286 S Ruby Loop, Scio, OR last sell?

38286 S Ruby Loop, Scio, OR last sold on Mar 26, 2026, according to the county's recorded deed.

How big is 38286 S Ruby Loop, Scio, OR?

38286 S Ruby Loop, Scio, OR has 2 bedrooms, 2 bathrooms, 1,622 square feet of living space and a 32.91-acre lot.

When was 38286 S Ruby Loop, Scio, OR built?

38286 S Ruby Loop, Scio, OR was built in 1945, making it 81 years old. It is a ranch home. The building has 1 story.

What schools serve 38286 S Ruby Loop, Scio, OR?

38286 S Ruby Loop, Scio, OR is assigned to Centennial Elementary School (elementary), rated C; Scio Middle School (middle), rated C; Scio High School (high), rated C. All sit in Scio School District 95. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38286 S Ruby Loop, Scio, OR compare to other homes in Scio 97374?

Among the 2,588 homes in Scio 97374, it is worth more than 95% of them ($1,254,018 against a typical $630,790), its price per square foot is higher than 98% of them ($773 against a typical $333), it is bigger than 48% of them (1,622 ft² against a typical 1,664 ft²), its lot is bigger than 80% of them (32.91 ac against a typical 5.11 ac) and it is newer than 15% of them (1945 against a typical 1980). Measured against all of Linn County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38286 S Ruby Loop, Scio, OR?

The 2025 property tax bill for 38286 S Ruby Loop, Scio, OR was $2,352. The county assessed it at $202,551.

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