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Single Family ResidenceResidential
$200,286$132 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3840 ROCK CREEK TERRACE DR

HIGH RIDGE, MO 63049
2
Baths
1,512 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5.15 ac
Lot SizeThe size of the land the home sits on, from county records.
2003
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$200K
$188K low$212K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$64,286
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$51,429
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$136,000
WRIGHT FINANCIAL INC · recorded Nov 1, 2023

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$29,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$23,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$154,000

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Lot (acres)The size of the land the home sits on, from county records.5.15
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Meramec Heights Elementary SchoolA
Elementary · Grades KG–5 · 4.2 mi
M
Ridgewood Middle SchoolA-
Middle · Grades 6–8 · 5.2 mi
H
Fox High SchoolC
High · Grades 9–12 · 7.7 mi

District: Fox C-6 School District

Neighborhood · ZIP 63049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.135

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.16,100
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.712 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$79,760
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,179
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3840 Rock Creek Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 82% of homes in Jefferson County
  • Costs less per square foot than 98% of homes in High Ridge 63049
  • Bigger than 73% of homes in High Ridge 63049
  • Has a bigger lot than 97% of homes in High Ridge 63049
  • Newer than 80% of homes in High Ridge 63049

What homes are worth in High Ridge 63049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$159K$712K

This home is worth more than 20% of homes in High Ridge 63049.

How it measures up in High Ridge 63049

The dot is this home. The mark in the middle is the typical home in High Ridge 63049.

Estimated value$200,286
CheaperTypical $269,636Pricier

Pricier than 20% of homes nearby

Price per ft²$132
CheaperTypical $218Pricier

Pricier than 2% of homes nearby

Living area1,512 ft²
SmallerTypical 1,188 ft²Bigger

Bigger than 73% of homes nearby

Lot size5.15 ac
SmallerTypical 0.38 acBigger

Bigger than 97% of homes nearby

Year built2003
OlderTypical 1986Newer

Newer than 80% of homes nearby

How 3840 Rock Creek Terrace Dr ranks against every home in each area.
MeasureThis homeHigh Ridge 63049Jefferson County
Estimated valuepricier than$200,28620% of homes18% of homes
Price per ft²pricier than$1322% of homes4% of homes
Living areabigger than1,512 ft²73% of homes72% of homes
Lot sizebigger than5.15 ac97% of homes91% of homes
Year builtnewer than200380% of homes79% of homes

About 3840 Rock Creek Terrace Dr

How much is 3840 Rock Creek Terrace Dr, High Ridge, MO worth?

The TopHap Estimate for 3840 Rock Creek Terrace Dr, High Ridge, MO is $200,286 as of Jul 14, 2026. The likely range is $188,420 to $212,152. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3840 Rock Creek Terrace Dr, High Ridge, MO last sell?

3840 Rock Creek Terrace Dr, High Ridge, MO last sold on Nov 1, 2023, according to the county's recorded deed.

How big is 3840 Rock Creek Terrace Dr, High Ridge, MO?

3840 Rock Creek Terrace Dr, High Ridge, MO has 2 bathrooms, 1,512 square feet of living space and a 5.15-acre lot.

When was 3840 Rock Creek Terrace Dr, High Ridge, MO built?

3840 Rock Creek Terrace Dr, High Ridge, MO was built in 2003, making it 23 years old. The building has 1 story.

What schools serve 3840 Rock Creek Terrace Dr, High Ridge, MO?

3840 Rock Creek Terrace Dr, High Ridge, MO is assigned to Meramec Heights Elementary School (elementary), rated A; Ridgewood Middle School (middle), rated A-; Fox High School (high), rated C. All sit in Fox C-6 School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3840 Rock Creek Terrace Dr, High Ridge, MO compare to other homes in High Ridge 63049?

Among the 5,960 homes in High Ridge 63049, it is worth more than 20% of them ($200,286 against a typical $269,636), its price per square foot is higher than 2% of them ($132 against a typical $218), it is bigger than 73% of them (1,512 ft² against a typical 1,188 ft²), its lot is bigger than 97% of them (5.15 ac against a typical 0.38 ac) and it is newer than 80% of them (2003 against a typical 1986). Measured against all of Jefferson County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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