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Single Family ResidenceResidential
$525,793$167 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

38430 RIVER RIDGE CT

GRAFTON, OH 44044
5
Beds
3 / 1
Baths
3,145 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$526K
$455K low$597K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.124%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$267,400
GLOBAL EXECUTIVE MORTGAGE INC · recorded Sep 30, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$236,800
THE HUNTINGTON NATIONAL BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$120,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,820 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$150,654 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$34,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$115,794
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$150,654
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$430,440

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
7
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
69
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
30
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyLorain
Lot (acres)The size of the land the home sits on, from county records.3.30
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 668 ft²Patio · 668 ft²Porch · 294 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Midview Middle SchoolB+
Middle · Grades 7–8 · 0.6 mi
H
Midview High SchoolA-
High · Grades 9–12 · 0.6 mi
E
Midview North Elementary School
Elementary · Grades KG–2 · 0.8 mi

District: Midview Local School District

Neighborhood · ZIP 44044These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.49
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.119
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.41

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.15,431
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.276 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,566
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,641
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

38430 River Ridge Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 90% of homes in Lorain County
  • Costs less per square foot than 65% of homes in Grafton 44044
  • Bigger than 95% of homes in Grafton 44044
  • Has a bigger lot than 94% of homes in Lorain County
  • Newer than 65% of homes in Grafton 44044

What homes are worth in Grafton 44044

Each bar is how many homes fall in that price range. The marker is this home.

This home
$128K$757K

This home is worth more than 86% of homes in Grafton 44044.

How it measures up in Grafton 44044

The dot is this home. The mark in the middle is the typical home in Grafton 44044.

Estimated value$525,793
CheaperTypical $316,146Pricier

Pricier than 86% of homes nearby

Price per ft²$167
CheaperTypical $187Pricier

Pricier than 35% of homes nearby

Living area3,145 ft²
SmallerTypical 1,751 ft²Bigger

Bigger than 95% of homes nearby

Lot size3.3 ac
SmallerTypical 0.83 acBigger

Bigger than 81% of homes nearby

Year built1986
OlderTypical 1974Newer

Newer than 65% of homes nearby

How 38430 River Ridge Ct ranks against every home in each area.
MeasureThis homeGrafton 44044Lorain County
Estimated valuepricier than$525,79386% of homes90% of homes
Price per ft²pricier than$16735% of homes54% of homes
Living areabigger than3,145 ft²95% of homes95% of homes
Lot sizebigger than3.3 ac81% of homes94% of homes
Year builtnewer than198665% of homes63% of homes

About 38430 River Ridge Ct

How much is 38430 River Ridge Ct, Grafton, OH worth?

The TopHap Estimate for 38430 River Ridge Ct, Grafton, OH is $525,793 as of Jul 14, 2026. The likely range is $454,654 to $596,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 38430 River Ridge Ct, Grafton, OH?

38430 River Ridge Ct, Grafton, OH has 5 bedrooms, 3 bathrooms, 3,145 square feet of living space and a 3.30-acre lot.

When was 38430 River Ridge Ct, Grafton, OH built?

38430 River Ridge Ct, Grafton, OH was built in 1986, making it 40 years old. It is a cape cod home. The building has 2 stories.

What schools serve 38430 River Ridge Ct, Grafton, OH?

38430 River Ridge Ct, Grafton, OH is assigned to Midview Middle School (middle), rated B+; Midview High School (high), rated A-; Midview North Elementary School (elementary). All sit in Midview Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 38430 River Ridge Ct, Grafton, OH compare to other homes in Grafton 44044?

Among the 4,892 homes in Grafton 44044, it is worth more than 86% of them ($525,793 against a typical $316,146), its price per square foot is higher than 35% of them ($167 against a typical $187), it is bigger than 95% of them (3,145 ft² against a typical 1,751 ft²), its lot is bigger than 81% of them (3.3 ac against a typical 0.83 ac) and it is newer than 65% of them (1986 against a typical 1974). Measured against all of Lorain County, it is worth more than 90% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 38430 River Ridge Ct, Grafton, OH?

The 2024 property tax bill for 38430 River Ridge Ct, Grafton, OH was $6,820. The county assessed it at $150,654.

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