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Single Family ResidenceResidential
$381,199$338 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $350,000 on Apr 1, 2025

39 RIGGS ST

OXFORD, CT 06478
3
Beds
1
Baths
1,128 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$381K
$342K low$421K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$350,000 · Apr 1, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$48,699
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$38,959
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$332,500
UNITED WHOLESALE MORTGAGE · P · recorded Apr 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,153 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$207,550 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$56,280
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$151,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$146,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$145,285

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.1 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyNAUGATUCK VALLEY
Lot (acres)The size of the land the home sits on, from county records.0.50
ConstructionThe main material the home's frame and walls are built from.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Quaker Farms School
Elementary · Grades PK–2 · 1.6 mi
M
Oxford Middle SchoolB+
Middle · Grades 6–8 · 1.6 mi
H
Oxford High SchoolB-
High · Grades 9–12 · 3.9 mi

District: Oxford School District

Neighborhood · ZIP 06478These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.73

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.13,118
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$124,971
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$140,700
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.54 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

39 Riggs St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 96% of homes in Oxford 06478
  • Costs more per square foot than 85% of homes in Naugatuck Valley County
  • Smaller than 94% of homes in Oxford 06478
  • Has a smaller lot than 94% of homes in Oxford 06478
  • Older than 88% of homes in Oxford 06478

What homes are worth in Oxford 06478

Each bar is how many homes fall in that price range. The marker is this home.

This home
$341K$950K

This home is worth more than 4% of homes in Oxford 06478.

How it measures up in Oxford 06478

The dot is this home. The mark in the middle is the typical home in Oxford 06478.

Estimated value$381,199
CheaperTypical $616,190Pricier

Pricier than 4% of homes nearby

Price per ft²$338
CheaperTypical $306Pricier

Pricier than 68% of homes nearby

Living area1,128 ft²
SmallerTypical 2,008 ft²Bigger

Bigger than 6% of homes nearby

Lot size0.5 ac
SmallerTypical 1.64 acBigger

Bigger than 6% of homes nearby

Year built1954
OlderTypical 1988Newer

Newer than 12% of homes nearby

How 39 Riggs St ranks against every home in each area.
MeasureThis homeOxford 06478Naugatuck Valley County
Estimated valuepricier than$381,1994% of homes45% of homes
Price per ft²pricier than$33868% of homes85% of homes
Living areabigger than1,128 ft²6% of homes22% of homes
Lot sizebigger than0.5 ac6% of homes59% of homes
Year builtnewer than195412% of homes31% of homes

About 39 Riggs St

How much is 39 Riggs St, Oxford, CT worth?

The TopHap Estimate for 39 Riggs St, Oxford, CT is $381,199 as of Jul 14, 2026. The likely range is $341,816 to $420,582. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 39 Riggs St, Oxford, CT last sell?

39 Riggs St, Oxford, CT last sold on Apr 1, 2025 for $350,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 39 Riggs St, Oxford, CT?

39 Riggs St, Oxford, CT has 3 bedrooms, 1 bathrooms, 1,128 square feet of living space and a 0.50-acre lot.

When was 39 Riggs St, Oxford, CT built?

39 Riggs St, Oxford, CT was built in 1954, making it 72 years old. It is a ranch home. The building has 1 story.

What schools serve 39 Riggs St, Oxford, CT?

39 Riggs St, Oxford, CT is assigned to Quaker Farms School (elementary); Oxford Middle School (middle), rated B+; Oxford High School (high), rated B-. All sit in Oxford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 39 Riggs St, Oxford, CT compare to other homes in Oxford 06478?

Among the 4,938 homes in Oxford 06478, it is worth more than 4% of them ($381,199 against a typical $616,190), its price per square foot is higher than 68% of them ($338 against a typical $306), it is bigger than 6% of them (1,128 ft² against a typical 2,008 ft²), its lot is bigger than 6% of them (0.5 ac against a typical 1.64 ac) and it is newer than 12% of them (1954 against a typical 1988). Measured against all of Naugatuck Valley County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 39 Riggs St, Oxford, CT?

The 2025 property tax bill for 39 Riggs St, Oxford, CT was $4,153. The county assessed it at $207,550.

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