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Single Family ResidenceResidential
$59,540$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3909 RUTLEDGE AVE SW

BIRMINGHAM, AL 35221
3
Beds
1
Baths
1,158 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$60K
$46K low$73K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$31,340
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$25,072
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.48%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$28,200
GREEN TREE SERVICING · recorded Apr 10, 2014

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,000 (2024)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$39,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.42
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
92
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
89
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyJefferson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1994
Lot (acres)The size of the land the home sits on, from county records.0.12
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Wenonah High SchoolF
High · Grades 9–12 · 0.6 mi
M
Jones Valley Middle SchoolD-
Middle · Grades 6–8 · 1.2 mi
E
Oxmoor Valley Elementary SchoolB+
Elementary · Grades PK–5 · 1.8 mi

District: Birmingham City School District

Neighborhood · ZIP 35221These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.71

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.27%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.6%
PopulationHow many people live in this area.5,030
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,243 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$47,064
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$57,813
Average tempThe average temperature here across a full year.62°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3909 Rutledge Ave Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Jefferson County
  • Costs less per square foot than 88% of homes in Jefferson County
  • Smaller than 76% of homes in Jefferson County
  • Has a smaller lot than 95% of homes in Jefferson County
  • Older than 79% of homes in Jefferson County

What homes are worth in Birmingham 35221

Each bar is how many homes fall in that price range. The marker is this home.

This home
$19K$128K

This home is worth more than 59% of homes in Birmingham 35221.

How it measures up in Birmingham 35221

The dot is this home. The mark in the middle is the typical home in Birmingham 35221.

Estimated value$59,540
CheaperTypical $53,823Pricier

Pricier than 59% of homes nearby

Price per ft²$51
CheaperTypical $49Pricier

Pricier than 54% of homes nearby

Living area1,158 ft²
SmallerTypical 1,116 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.12 ac
SmallerTypical 0.17 acBigger

Bigger than 7% of homes nearby

Year built1949
OlderTypical 1950Newer

Newer than 42% of homes nearby

How 3909 Rutledge Ave Sw ranks against every home in each area.
MeasureThis homeGrasselli HeightsBirmingham 35221Jefferson County
Estimated valuepricier than$59,54066% of homes59% of homes12% of homes
Price per ft²pricier than$5160% of homes54% of homes12% of homes
Living areabigger than1,158 ft²62% of homes56% of homes24% of homes
Lot sizebigger than0.12 ac7% of homes7% of homes5% of homes
Year builtnewer than194938% of homes42% of homes21% of homes

About 3909 Rutledge Ave Sw

How much is 3909 Rutledge Ave Sw, Birmingham, AL worth?

The TopHap Estimate for 3909 Rutledge Ave Sw, Birmingham, AL is $59,540 as of Jul 14, 2026. The likely range is $45,694 to $73,386. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3909 Rutledge Ave Sw, Birmingham, AL?

3909 Rutledge Ave Sw, Birmingham, AL has 3 bedrooms, 1 bathrooms, 1,158 square feet of living space and a 0.12-acre lot.

When was 3909 Rutledge Ave Sw, Birmingham, AL built?

3909 Rutledge Ave Sw, Birmingham, AL was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 3909 Rutledge Ave Sw, Birmingham, AL?

3909 Rutledge Ave Sw, Birmingham, AL is assigned to Wenonah High School (high), rated F; Jones Valley Middle School (middle), rated D-; Oxmoor Valley Elementary School (elementary), rated B+. All sit in Birmingham City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3909 Rutledge Ave Sw, Birmingham, AL compare to other homes in Birmingham 35221?

Among the 2,177 homes in Birmingham 35221, it is worth more than 59% of them ($59,540 against a typical $53,823), its price per square foot is higher than 54% of them ($51 against a typical $49), it is bigger than 56% of them (1,158 ft² against a typical 1,116 ft²), its lot is bigger than 7% of them (0.12 ac against a typical 0.17 ac) and it is newer than 42% of them (1949 against a typical 1950). Measured against all of Jefferson County, it is worth more than 12% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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