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Single Family ResidenceResidential
$272,005$122 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $242,000 on Oct 27, 2020

3928 ROSEMARY DR

PUNTA GORDA, FL 33950
3
Beds
2
Baths
2,224 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.43 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$272K
$248K low$296K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$242,000 · Oct 27, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$14,689
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$11,751
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.87%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$237,616
OCMBC INC · recorded Oct 27, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,700
CARRINGTON MORTGAGE SERVICES LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,838 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$241,750 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$219,773
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$177,881

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.102 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.99%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCharlotte
Lot (acres)The size of the land the home sits on, from county records.0.43
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 733 ft²Patio · 733 ft²Porch · 354 ft²Sprinklers

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
East Elementary SchoolC+
Elementary · Grades PK–5 · 0.5 mi
M
Punta Gorda Middle SchoolC-
Middle · Grades 6–8 · 2.0 mi
H
Charlotte High SchoolC
High · Grades 9–12 · 2.2 mi

District: Charlotte County School District

Neighborhood · ZIP 33950These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.107
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.76
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.77%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.26,173
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.749 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,603
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,416
Average tempThe average temperature here across a full year.74°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.68%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3928 Rosemary Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Punta Gorda 33950
  • Costs less per square foot than 97% of homes in Punta Gorda 33950
  • Bigger than 85% of homes in Charlotte County
  • Has a bigger lot than 94% of homes in Punta Gorda 33950
  • Older than 78% of homes in Charlotte County

What homes are worth in Punta Gorda 33950

Each bar is how many homes fall in that price range. The marker is this home.

This home
$114K$1.3M

This home is worth more than 26% of homes in Punta Gorda 33950.

How it measures up in Punta Gorda 33950

The dot is this home. The mark in the middle is the typical home in Punta Gorda 33950.

Estimated value$272,005
CheaperTypical $425,346Pricier

Pricier than 26% of homes nearby

Price per ft²$122
CheaperTypical $240Pricier

Pricier than 3% of homes nearby

Living area2,224 ft²
SmallerTypical 1,750 ft²Bigger

Bigger than 76% of homes nearby

Lot size0.43 ac
SmallerTypical 0.22 acBigger

Bigger than 94% of homes nearby

Year built1980
OlderTypical 1995Newer

Newer than 25% of homes nearby

How 3928 Rosemary Dr ranks against every home in each area.
MeasureThis homePunta Gorda 33950Charlotte County
Estimated valuepricier than$272,00526% of homes37% of homes
Price per ft²pricier than$1223% of homes4% of homes
Living areabigger than2,224 ft²76% of homes85% of homes
Lot sizebigger than0.43 ac94% of homes87% of homes
Year builtnewer than198025% of homes22% of homes

About 3928 Rosemary Dr

How much is 3928 Rosemary Dr, Punta Gorda, FL worth?

The TopHap Estimate for 3928 Rosemary Dr, Punta Gorda, FL is $272,005 as of Jul 14, 2026. The likely range is $248,169 to $295,841. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3928 Rosemary Dr, Punta Gorda, FL last sell?

3928 Rosemary Dr, Punta Gorda, FL last sold on Oct 27, 2020 for $242,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 3928 Rosemary Dr, Punta Gorda, FL?

3928 Rosemary Dr, Punta Gorda, FL has 3 bedrooms, 2 bathrooms, 2,224 square feet of living space and a 0.43-acre lot.

When was 3928 Rosemary Dr, Punta Gorda, FL built?

3928 Rosemary Dr, Punta Gorda, FL was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 3928 Rosemary Dr, Punta Gorda, FL?

3928 Rosemary Dr, Punta Gorda, FL is assigned to East Elementary School (elementary), rated C+; Punta Gorda Middle School (middle), rated C-; Charlotte High School (high), rated C. All sit in Charlotte County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3928 Rosemary Dr, Punta Gorda, FL compare to other homes in Punta Gorda 33950?

Among the 15,718 homes in Punta Gorda 33950, it is worth more than 26% of them ($272,005 against a typical $425,346), its price per square foot is higher than 3% of them ($122 against a typical $240), it is bigger than 76% of them (2,224 ft² against a typical 1,750 ft²), its lot is bigger than 94% of them (0.43 ac against a typical 0.22 ac) and it is newer than 25% of them (1980 against a typical 1995). Measured against all of Charlotte County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3928 Rosemary Dr, Punta Gorda, FL?

The 2025 property tax bill for 3928 Rosemary Dr, Punta Gorda, FL was $3,838. The county assessed it at $241,750.

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Assigned schools

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