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Single Family ResidenceResidential
$1,825,000$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3940 NICHOLAS CT

ROCA, NE 68430
1
Beds
4.5
Baths
6,078 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
9.65 ac
Lot SizeThe size of the land the home sits on, from county records.
2001
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$1.8M
$1.5M low$2.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$932,750
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$746,200
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$400,000
FRONTIER BANK · recorded Jul 30, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$342,250
CITY BANK & TRUST CO
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$150,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,235 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,377,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$183,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,193,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$1,347,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,377,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.73 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLANCASTER
Lot (acres)The size of the land the home sits on, from county records.9.65
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 375 ft²Patio · 375 ft²Porch · 313 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Norris Elementary School
Elementary · Grades PK–2 · 7.8 mi
M
Norris Middle SchoolA
Middle · Grades 6–8 · 7.8 mi
H
Norris High SchoolA+
High · Grades 9–12 · 7.9 mi

District: Norris School District 160

Neighborhood · ZIP 68430These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.47
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.91
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.43

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.2,366
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.53 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$139,187
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3940 Nicholas Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Lancaster County
  • Costs more per square foot than 87% of homes in Lancaster County
  • Among the largest homes in Roca 68430
  • Among the largest lots in Lancaster County
  • Newer than 74% of homes in Lancaster County

What homes are worth in Roca 68430

Each bar is how many homes fall in that price range. The marker is this home.

This home
$203K$1.5M

This home is worth more than almost all homes in Roca 68430.

How it measures up in Roca 68430

The dot is this home. The mark in the middle is the typical home in Roca 68430.

Estimated value$1,825,000
CheaperTypical $599,305Pricier

Pricier than almost all homes nearby

Price per ft²$300
CheaperTypical $306Pricier

Pricier than 47% of homes nearby

Living area6,078 ft²
SmallerTypical 2,062 ft²Bigger

Bigger than almost all homes nearby

Lot size9.65 ac
SmallerTypical 3 acBigger

Bigger than 97% of homes nearby

Year built2001
OlderTypical 2006Newer

Newer than 42% of homes nearby

How 3940 Nicholas Ct ranks against every home in each area.
MeasureThis homeRoca 68430Lancaster County
Estimated valuepricier than$1,825,000almost all homesalmost all homes
Price per ft²pricier than$30047% of homes87% of homes
Living areabigger than6,078 ft²almost all homesalmost all homes
Lot sizebigger than9.65 ac97% of homesalmost all homes
Year builtnewer than200142% of homes74% of homes

About 3940 Nicholas Ct

How much is 3940 Nicholas Ct, Roca, NE worth?

The TopHap Estimate for 3940 Nicholas Ct, Roca, NE is $1,825,000 as of Jul 14, 2026. The likely range is $1,520,820 to $2,129,180. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3940 Nicholas Ct, Roca, NE last sell?

3940 Nicholas Ct, Roca, NE last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 3940 Nicholas Ct, Roca, NE?

3940 Nicholas Ct, Roca, NE has 1 bedrooms, 4.5 bathrooms, 6,078 square feet of living space and a 9.65-acre lot.

When was 3940 Nicholas Ct, Roca, NE built?

3940 Nicholas Ct, Roca, NE was built in 2001, making it 25 years old. The building has 1 story.

What schools serve 3940 Nicholas Ct, Roca, NE?

3940 Nicholas Ct, Roca, NE is assigned to Norris Elementary School (elementary); Norris Middle School (middle), rated A; Norris High School (high), rated A+. All sit in Norris School District 160. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3940 Nicholas Ct, Roca, NE compare to other homes in Roca 68430?

Among the 919 homes in Roca 68430, it is worth more than almost all of them ($1,825,000 against a typical $599,305), its price per square foot is higher than 47% of them ($300 against a typical $306), it is bigger than almost all of them (6,078 ft² against a typical 2,062 ft²), its lot is bigger than 97% of them (9.65 ac against a typical 3 ac) and it is newer than 42% of them (2001 against a typical 2006). Measured against all of Lancaster County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3940 Nicholas Ct, Roca, NE?

The 2024 property tax bill for 3940 Nicholas Ct, Roca, NE was $12,235. The county assessed it at $1,377,200.

More homes on Nicholas Ct

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Assigned schools

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