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Single Family ResidenceResidential
$303,311$250 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

395 RIVER ROCK PASS

FORT WAYNE, IN 46814
3
Beds
2
Baths
1,211 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2011
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$303K
$281K low$326K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$165,564
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$132,451
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.42%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$137,747
UNITED STATES OF AMERICA · recorded Jun 9, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,187 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$292,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$42,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$249,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$292,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$292,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAllen
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Masonry/Concrete Masonry Units (Cmus)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Woodside Middle SchoolB+
Middle · Grades 6–8 · 1.1 mi
E
Covington Elementary SchoolB+
Elementary · Grades KG–5 · 1.3 mi
H
Homestead High SchoolA+
High · Grades 9–12 · 3.0 mi

District: Southwest Allen County Metropolitan School District

Neighborhood · ZIP 46814These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.23
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.16,785
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,067 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$137,346
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$189,796
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

395 River Rock Pass measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Fort Wayne 46814
  • Costs more per square foot than 96% of homes in Allen County
  • Among the smallest homes in Fort Wayne 46814
  • Has a smaller lot than 97% of homes in Fort Wayne 46814
  • Newer than 89% of homes in Allen County

What homes are worth in Fort Wayne 46814

Each bar is how many homes fall in that price range. The marker is this home.

This home
$253K$1.3M

This home is worth more than 10% of homes in Fort Wayne 46814.

How it measures up in Fort Wayne 46814

The dot is this home. The mark in the middle is the typical home in Fort Wayne 46814.

Estimated value$303,311
CheaperTypical $469,977Pricier

Pricier than 10% of homes nearby

Price per ft²$250
CheaperTypical $194Pricier

Pricier than 87% of homes nearby

Living area1,211 ft²
SmallerTypical 2,446 ft²Bigger

Smaller than almost all homes nearby

Lot size0.17 ac
SmallerTypical 0.38 acBigger

Bigger than 3% of homes nearby

Year built2011
OlderTypical 2002Newer

Newer than 72% of homes nearby

How 395 River Rock Pass ranks against every home in each area.
MeasureThis homeFort Wayne 46814Allen County
Estimated valuepricier than$303,31110% of homes67% of homes
Price per ft²pricier than$25087% of homes96% of homes
Living areabigger than1,211 ft²almost no homes17% of homes
Lot sizebigger than0.17 ac3% of homes21% of homes
Year builtnewer than201172% of homes89% of homes

About 395 River Rock Pass

How much is 395 River Rock Pass, Fort Wayne, IN worth?

The TopHap Estimate for 395 River Rock Pass, Fort Wayne, IN is $303,311 as of Jul 14, 2026. The likely range is $280,718 to $325,904. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 395 River Rock Pass, Fort Wayne, IN last sell?

395 River Rock Pass, Fort Wayne, IN last sold on Jun 9, 2010, according to the county's recorded deed.

How big is 395 River Rock Pass, Fort Wayne, IN?

395 River Rock Pass, Fort Wayne, IN has 3 bedrooms, 2 bathrooms, 1,211 square feet of living space and a 0.17-acre lot.

When was 395 River Rock Pass, Fort Wayne, IN built?

395 River Rock Pass, Fort Wayne, IN was built in 2011, making it 15 years old. The building has 1 story.

What schools serve 395 River Rock Pass, Fort Wayne, IN?

395 River Rock Pass, Fort Wayne, IN is assigned to Woodside Middle School (middle), rated B+; Covington Elementary School (elementary), rated B+; Homestead High School (high), rated A+. All sit in Southwest Allen County Metropolitan School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 395 River Rock Pass, Fort Wayne, IN compare to other homes in Fort Wayne 46814?

Among the 5,913 homes in Fort Wayne 46814, it is worth more than 10% of them ($303,311 against a typical $469,977), its price per square foot is higher than 87% of them ($250 against a typical $194), it is bigger than almost none of them (1,211 ft² against a typical 2,446 ft²), its lot is bigger than 3% of them (0.17 ac against a typical 0.38 ac) and it is newer than 72% of them (2011 against a typical 2002). Measured against all of Allen County, it is worth more than 67% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 395 River Rock Pass, Fort Wayne, IN?

The 2025 property tax bill for 395 River Rock Pass, Fort Wayne, IN was $2,187. The county assessed it at $292,100.

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