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Single Family ResidenceResidential
$533,707$296 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $535,000 on Jul 9, 2025

3963 COLDWATER DR

ROCKLIN, CA 95765
2
Beds
2
Baths
1,803 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
2000
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$534K
$478K low$589K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$535,000 · Jul 9, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$52,207
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$41,766
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.90%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$481,500
ROCKET MORTGAGE LLC · recorded Jul 9, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,563 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$535,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$300,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$235,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$349,254

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.20
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
74
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
26
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyPLACER
Lot (acres)The size of the land the home sits on, from county records.0.17
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Valley View Elementary SchoolA+
Elementary · Grades KG–6 · 1.1 mi
M
Granite Oaks Middle SchoolB
Middle · Grades 7–8 · 1.2 mi
H
Rocklin High SchoolA
High · Grades 9–12 · 1.4 mi

District: Rocklin Unified School District

Neighborhood · ZIP 95765These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.18
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.82

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.45,567
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,715 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$126,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,194
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3963 Coldwater Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 94% of homes in Rocklin 95765
  • Costs less per square foot than 94% of homes in Whitney Oaks
  • Smaller than 77% of homes in Whitney Oaks
  • Has a smaller lot than 74% of homes in Whitney Oaks

What homes are worth in Rocklin 95765

Each bar is how many homes fall in that price range. The marker is this home.

This home
$395K$1.4M

This home is worth more than 6% of homes in Rocklin 95765.

How it measures up in Rocklin 95765

The dot is this home. The mark in the middle is the typical home in Rocklin 95765.

Estimated value$533,707
CheaperTypical $727,661Pricier

Pricier than 6% of homes nearby

Price per ft²$296
CheaperTypical $327Pricier

Pricier than 23% of homes nearby

Living area1,803 ft²
SmallerTypical 2,277 ft²Bigger

Bigger than 24% of homes nearby

Lot size0.17 ac
SmallerTypical 0.17 acBigger

Bigger than 46% of homes nearby

Year built2000
OlderTypical 2001Newer

Newer than 44% of homes nearby

How 3963 Coldwater Dr ranks against every home in each area.
MeasureThis homeWhitney OaksRocklin 95765Placer County
Estimated valuepricier than$533,7077% of homes6% of homes21% of homes
Price per ft²pricier than$2966% of homes23% of homes23% of homes
Living areabigger than1,803 ft²23% of homes24% of homes42% of homes
Lot sizebigger than0.17 ac26% of homes46% of homes29% of homes
Year builtnewer than200053% of homes44% of homes57% of homes

About 3963 Coldwater Dr

How much is 3963 Coldwater Dr, Rocklin, CA worth?

The TopHap Estimate for 3963 Coldwater Dr, Rocklin, CA is $533,707 as of Jul 14, 2026. The likely range is $478,413 to $589,001. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 3963 Coldwater Dr, Rocklin, CA last sell?

3963 Coldwater Dr, Rocklin, CA last sold on Jul 9, 2025 for $535,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 3963 Coldwater Dr, Rocklin, CA?

3963 Coldwater Dr, Rocklin, CA has 2 bedrooms, 2 bathrooms, 1,803 square feet of living space and a 0.17-acre lot.

When was 3963 Coldwater Dr, Rocklin, CA built?

3963 Coldwater Dr, Rocklin, CA was built in 2000, making it 26 years old. It is a cape cod home.

What schools serve 3963 Coldwater Dr, Rocklin, CA?

3963 Coldwater Dr, Rocklin, CA is assigned to Valley View Elementary School (elementary), rated A+; Granite Oaks Middle School (middle), rated B; Rocklin High School (high), rated A. All sit in Rocklin Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3963 Coldwater Dr, Rocklin, CA compare to other homes in Rocklin 95765?

Among the 12,918 homes in Rocklin 95765, it is worth more than 6% of them ($533,707 against a typical $727,661), its price per square foot is higher than 23% of them ($296 against a typical $327), it is bigger than 24% of them (1,803 ft² against a typical 2,277 ft²), its lot is bigger than 46% of them (0.17 ac against a typical 0.17 ac) and it is newer than 44% of them (2000 against a typical 2001). Measured against all of Placer County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3963 Coldwater Dr, Rocklin, CA?

The 2025 property tax bill for 3963 Coldwater Dr, Rocklin, CA was $4,563. The county assessed it at $535,000.

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