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Single Family ResidenceResidential
$297,269$202 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

3970 ROCKY RIVER PL

HARRISBURG, NC 28075
3
Beds
2
Baths
1,468 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.46 ac
Lot SizeThe size of the land the home sits on, from county records.
1967
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$297K
$264K low$330K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$297,269
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$237,815

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,646 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$268,340 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$37,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$230,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$268,340
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$268,340

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.80 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCabarrus
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1997
Lot (acres)The size of the land the home sits on, from county records.0.46
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 252 ft²Patio · 252 ft²Porch · 120 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pitts School Road Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi
M
Roberta Road Middle SchoolC-
Middle · Grades 6–8 · 2.2 mi
H
Jay M. Robinson High SchoolC-
High · Grades 9–12 · 2.3 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28075These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.36
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.36%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.24,411
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,129 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$127,413
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$141,863
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

3970 Rocky River Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Harrisburg 28075
  • Smaller than 90% of homes in Harrisburg 28075
  • Has a bigger lot than 65% of homes in Cabarrus County
  • Older than 96% of homes in Harrisburg 28075

What homes are worth in Harrisburg 28075

Each bar is how many homes fall in that price range. The marker is this home.

This home
$225K$952K

This home is worth more than 7% of homes in Harrisburg 28075.

How it measures up in Harrisburg 28075

The dot is this home. The mark in the middle is the typical home in Harrisburg 28075.

Estimated value$297,269
CheaperTypical $535,640Pricier

Pricier than 7% of homes nearby

Price per ft²$202
CheaperTypical $209Pricier

Pricier than 42% of homes nearby

Living area1,468 ft²
SmallerTypical 2,536 ft²Bigger

Bigger than 10% of homes nearby

Lot size0.46 ac
SmallerTypical 0.37 acBigger

Bigger than 62% of homes nearby

Year built1967
OlderTypical 2003Newer

Newer than 4% of homes nearby

How 3970 Rocky River Pl ranks against every home in each area.
MeasureThis homeHarrisburg 28075Cabarrus County
Estimated valuepricier than$297,2697% of homes30% of homes
Price per ft²pricier than$20242% of homes51% of homes
Living areabigger than1,468 ft²10% of homes30% of homes
Lot sizebigger than0.46 ac62% of homes65% of homes
Year builtnewer than19674% of homes22% of homes

About 3970 Rocky River Pl

How much is 3970 Rocky River Pl, Harrisburg, NC worth?

The TopHap Estimate for 3970 Rocky River Pl, Harrisburg, NC is $297,269 as of Jul 14, 2026. The likely range is $264,493 to $330,045. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 3970 Rocky River Pl, Harrisburg, NC?

3970 Rocky River Pl, Harrisburg, NC has 3 bedrooms, 2 bathrooms, 1,468 square feet of living space and a 0.46-acre lot.

When was 3970 Rocky River Pl, Harrisburg, NC built?

3970 Rocky River Pl, Harrisburg, NC was built in 1967, making it 59 years old. The building has 1 story.

What schools serve 3970 Rocky River Pl, Harrisburg, NC?

3970 Rocky River Pl, Harrisburg, NC is assigned to Pitts School Road Elementary School (elementary), rated A-; Roberta Road Middle School (middle), rated C-; Jay M. Robinson High School (high), rated C-. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 3970 Rocky River Pl, Harrisburg, NC compare to other homes in Harrisburg 28075?

Among the 7,890 homes in Harrisburg 28075, it is worth more than 7% of them ($297,269 against a typical $535,640), its price per square foot is higher than 42% of them ($202 against a typical $209), it is bigger than 10% of them (1,468 ft² against a typical 2,536 ft²), its lot is bigger than 62% of them (0.46 ac against a typical 0.37 ac) and it is newer than 4% of them (1967 against a typical 2003). Measured against all of Cabarrus County, it is worth more than 30% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 3970 Rocky River Pl, Harrisburg, NC?

The 2025 property tax bill for 3970 Rocky River Pl, Harrisburg, NC was $2,646. The county assessed it at $268,340.

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