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Single Family ResidenceResidential
$983,876$523 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

398 RIVER BLUFFS DR

KAMAS, UT 84036
2
Baths
1,882 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2016
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$984K
$857K low$1.1M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$298,876
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$239,101
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.69%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$608,000
WELLS FARGO BANK NA · recorded Jul 9, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$77,000
MOUNTAIN AMERICA FCU

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,533 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$400,905 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$161,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$239,205
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$384,722
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$728,919

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
56
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
47
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
38
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySummit
Lot (acres)The size of the land the home sits on, from county records.0.40
HeatingThe type of heating system in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
South Summit Middle SchoolB-
Middle · Grades 5–8 · 2.0 mi
E
South Summit SchoolC
Elementary · Grades PK–4 · 2.0 mi
H
South Summit High SchoolB
High · Grades 9–12 · 2.1 mi

District: South Summit School District

Neighborhood · ZIP 84036These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.63%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.9,990
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.9 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,740
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$134,188
Average tempThe average temperature here across a full year.35°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

398 River Bluffs Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Summit County
  • Costs less per square foot than 82% of homes in Summit County
  • Newer than 88% of homes in Summit County

What homes are worth in Kamas 84036

Each bar is how many homes fall in that price range. The marker is this home.

This home
$342K$6.7M

This home is worth more than 45% of homes in Kamas 84036.

How it measures up in Kamas 84036

The dot is this home. The mark in the middle is the typical home in Kamas 84036.

Estimated value$983,876
CheaperTypical $1,072,958Pricier

Pricier than 45% of homes nearby

Price per ft²$523
CheaperTypical $616Pricier

Pricier than 32% of homes nearby

Living area1,882 ft²
SmallerTypical 1,773 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.4 ac
SmallerTypical 0.51 acBigger

Bigger than 43% of homes nearby

Year built2016
OlderTypical 2008Newer

Newer than 66% of homes nearby

How 398 River Bluffs Dr ranks against every home in each area.
MeasureThis homeKamas 84036Summit County
Estimated valuepricier than$983,87645% of homes35% of homes
Price per ft²pricier than$52332% of homes18% of homes
Living areabigger than1,882 ft²55% of homes51% of homes
Lot sizebigger than0.4 ac43% of homes62% of homes
Year builtnewer than201666% of homes88% of homes

About 398 River Bluffs Dr

How much is 398 River Bluffs Dr, Kamas, UT worth?

The TopHap Estimate for 398 River Bluffs Dr, Kamas, UT is $983,876 as of Jul 14, 2026. The likely range is $856,654 to $1,111,098. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 398 River Bluffs Dr, Kamas, UT last sell?

398 River Bluffs Dr, Kamas, UT last sold on Jul 9, 2021, according to the county's recorded deed.

How big is 398 River Bluffs Dr, Kamas, UT?

398 River Bluffs Dr, Kamas, UT has 2 bathrooms, 1,882 square feet of living space and a 0.40-acre lot.

When was 398 River Bluffs Dr, Kamas, UT built?

398 River Bluffs Dr, Kamas, UT was built in 2016, making it 10 years old. The building has 1 story.

What schools serve 398 River Bluffs Dr, Kamas, UT?

398 River Bluffs Dr, Kamas, UT is assigned to South Summit Middle School (middle), rated B-; South Summit School (elementary), rated C; South Summit High School (high), rated B. All sit in South Summit School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 398 River Bluffs Dr, Kamas, UT compare to other homes in Kamas 84036?

Among the 6,173 homes in Kamas 84036, it is worth more than 45% of them ($983,876 against a typical $1,072,958), its price per square foot is higher than 32% of them ($523 against a typical $616), it is bigger than 55% of them (1,882 ft² against a typical 1,773 ft²), its lot is bigger than 43% of them (0.4 ac against a typical 0.51 ac) and it is newer than 66% of them (2016 against a typical 2008). Measured against all of Summit County, it is worth more than 35% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 398 River Bluffs Dr, Kamas, UT?

The 2025 property tax bill for 398 River Bluffs Dr, Kamas, UT was $2,533. The county assessed it at $400,905.

More homes on River Bluffs Dr

Closest homes

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Assigned schools

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