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Residential (General/Single)Residential
$605,309$411 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $360,000 on Feb 4, 2020

40 BLACK ROCK TER

RINGWOOD, NJ 07456
0
Baths
1,474 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$605K
$567K low$643K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$360,000 · Feb 4, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$282,059
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$225,647
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$323,250
VISIONS FCU · recorded Nov 1, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,189 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$286,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$139,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$146,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$286,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$286,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyPASSAIC
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Martin J. Ryerson Middle SchoolB+
Middle · Grades 6–8 · 0.2 mi
E
Robert Erskine Elementary SchoolA
Elementary · Grades KG–3 · 1.3 mi
H
Lakeland Regional High SchoolC
High · Grades 9–12 · 3.7 mi

District: Lakeland Regional School District

Neighborhood · ZIP 07456These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.14
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.104
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.112

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.33%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.11,379
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.417 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,655
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$168,233
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Black Rock Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 89% of homes in Ringwood 07456
  • Smaller than 79% of homes in Ringwood 07456
  • Has a bigger lot than 77% of homes in Passaic County
  • Older than 69% of homes in Ringwood 07456

What homes are worth in Ringwood 07456

Each bar is how many homes fall in that price range. The marker is this home.

This home
$310K$1M

This home is worth more than 52% of homes in Ringwood 07456.

How it measures up in Ringwood 07456

The dot is this home. The mark in the middle is the typical home in Ringwood 07456.

Estimated value$605,309
CheaperTypical $600,589Pricier

Pricier than 52% of homes nearby

Price per ft²$411
CheaperTypical $300Pricier

Pricier than 89% of homes nearby

Living area1,474 ft²
SmallerTypical 2,003 ft²Bigger

Bigger than 21% of homes nearby

Lot size0.33 ac
SmallerTypical 0.39 acBigger

Bigger than 39% of homes nearby

Year built1955
OlderTypical 1964Newer

Newer than 31% of homes nearby

How 40 Black Rock Ter ranks against every home in each area.
MeasureThis homeRingwood 07456Passaic County
Estimated valuepricier than$605,30952% of homes56% of homes
Price per ft²pricier than$41189% of homes77% of homes
Living areabigger than1,474 ft²21% of homes32% of homes
Lot sizebigger than0.33 ac39% of homes77% of homes
Year builtnewer than195531% of homes55% of homes

About 40 Black Rock Ter

How much is 40 Black Rock Ter, Ringwood, NJ worth?

The TopHap Estimate for 40 Black Rock Ter, Ringwood, NJ is $605,309 as of Jul 14, 2026. The likely range is $567,188 to $643,430. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Black Rock Ter, Ringwood, NJ last sell?

40 Black Rock Ter, Ringwood, NJ last sold on Feb 4, 2020 for $360,000, according to the county's recorded deed.

How big is 40 Black Rock Ter, Ringwood, NJ?

40 Black Rock Ter, Ringwood, NJ has 1,474 square feet of living space and a 0.33-acre lot.

When was 40 Black Rock Ter, Ringwood, NJ built?

40 Black Rock Ter, Ringwood, NJ was built in 1955, making it 71 years old. The building has 1 story.

What schools serve 40 Black Rock Ter, Ringwood, NJ?

40 Black Rock Ter, Ringwood, NJ is assigned to Martin J. Ryerson Middle School (middle), rated B+; Robert Erskine Elementary School (elementary), rated A; Lakeland Regional High School (high), rated C. All sit in Lakeland Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Black Rock Ter, Ringwood, NJ compare to other homes in Ringwood 07456?

Among the 4,300 homes in Ringwood 07456, it is worth more than 52% of them ($605,309 against a typical $600,589), its price per square foot is higher than 89% of them ($411 against a typical $300), it is bigger than 21% of them (1,474 ft² against a typical 2,003 ft²), its lot is bigger than 39% of them (0.33 ac against a typical 0.39 ac) and it is newer than 31% of them (1955 against a typical 1964). Measured against all of Passaic County, it is worth more than 56% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Black Rock Ter, Ringwood, NJ?

The 2025 property tax bill for 40 Black Rock Ter, Ringwood, NJ was $12,189. The county assessed it at $286,200.

More homes on Black Rock Ter

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Assigned schools

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