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Single Family ResidenceResidential
$734,262$383 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $551,000 on Oct 13, 2022

40 RACHEL TER

PISCATAWAY, NJ 08854
0
Baths
1,916 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.24 ac
Lot SizeThe size of the land the home sits on, from county records.
1968
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$734K
$671K low$798K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$551,000 · Oct 13, 2022
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$69,251
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$55,401
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.89%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$540,292
TD BANK NA · recorded Oct 13, 2022
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$124,719
DEPARTMENT OF HOUSING & URBAN DEV

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$12,776 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$737,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$352,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$384,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$708,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$737,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMIDDLESEX
Lot (acres)The size of the land the home sits on, from county records.0.24
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Quibbletown Middle SchoolB
Middle · Grades 6–8 · 2.7 mi
H
Piscataway High SchoolB-
High · Grades 9–12 · 2.8 mi
E
Knollwood Elementary SchoolA-
Elementary · Grades KG–3 · 3.8 mi

District: Piscataway Township School District

Neighborhood · ZIP 08854These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.103

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.63,382
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,298 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$116,616
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$138,705
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Rachel Ter measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Piscataway 08854
  • Costs more per square foot than 70% of homes in Piscataway 08854
  • Bigger than 69% of homes in Piscataway 08854
  • Has a bigger lot than 76% of homes in Middlesex County

What homes are worth in Piscataway 08854

Each bar is how many homes fall in that price range. The marker is this home.

This home
$337K$994K

This home is worth more than 82% of homes in Piscataway 08854.

How it measures up in Piscataway 08854

The dot is this home. The mark in the middle is the typical home in Piscataway 08854.

Estimated value$734,262
CheaperTypical $581,363Pricier

Pricier than 82% of homes nearby

Price per ft²$383
CheaperTypical $355Pricier

Pricier than 70% of homes nearby

Living area1,916 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.24 ac
SmallerTypical 0.23 acBigger

Bigger than 63% of homes nearby

Year built1968
OlderTypical 1973Newer

Newer than 45% of homes nearby

How 40 Rachel Ter ranks against every home in each area.
MeasureThis homePiscataway 08854Middlesex County
Estimated valuepricier than$734,26282% of homes75% of homes
Price per ft²pricier than$38370% of homes63% of homes
Living areabigger than1,916 ft²69% of homes66% of homes
Lot sizebigger than0.24 ac63% of homes76% of homes
Year builtnewer than196845% of homes51% of homes

About 40 Rachel Ter

How much is 40 Rachel Ter, Piscataway, NJ worth?

The TopHap Estimate for 40 Rachel Ter, Piscataway, NJ is $734,262 as of Jul 14, 2026. The likely range is $670,992 to $797,532. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Rachel Ter, Piscataway, NJ last sell?

40 Rachel Ter, Piscataway, NJ last sold on Oct 13, 2022 for $551,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Rachel Ter, Piscataway, NJ?

40 Rachel Ter, Piscataway, NJ has 1,916 square feet of living space and a 0.24-acre lot.

When was 40 Rachel Ter, Piscataway, NJ built?

40 Rachel Ter, Piscataway, NJ was built in 1968, making it 58 years old. The building has 2 stories.

What schools serve 40 Rachel Ter, Piscataway, NJ?

40 Rachel Ter, Piscataway, NJ is assigned to Quibbletown Middle School (middle), rated B; Piscataway High School (high), rated B-; Knollwood Elementary School (elementary), rated A-. All sit in Piscataway Township School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Rachel Ter, Piscataway, NJ compare to other homes in Piscataway 08854?

Among the 13,708 homes in Piscataway 08854, it is worth more than 82% of them ($734,262 against a typical $581,363), its price per square foot is higher than 70% of them ($383 against a typical $355), it is bigger than 69% of them (1,916 ft² against a typical 1,624 ft²), its lot is bigger than 63% of them (0.24 ac against a typical 0.23 ac) and it is newer than 45% of them (1968 against a typical 1973). Measured against all of Middlesex County, it is worth more than 75% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Rachel Ter, Piscataway, NJ?

The 2025 property tax bill for 40 Rachel Ter, Piscataway, NJ was $12,776. The county assessed it at $737,400.

More homes on Rachel Ter

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Assigned schools

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