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Single Family ResidenceResidential
$458,279$281 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $214,333 on Jul 29, 2021

40 RIVER RD

GILFORD, NH 03249
3
Beds
1.5
Baths
1,632 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$458K
$392K low$524K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$214,333 · Jul 29, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$123,029
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$98,423
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$335,250
ROCKET MORTGAGE · R · recorded Mar 7, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,516 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$381,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$114,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$266,300
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$381,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBELKNAP
Lot (acres)The size of the land the home sits on, from county records.1.70
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Gilford Elementary SchoolA-
Elementary · Grades KG–4 · 2.3 mi
H
Gilford High SchoolB-
High · Grades 9–12 · 2.4 mi
M
Gilford Middle SchoolB-
Middle · Grades 5–8 · 2.5 mi

District: Gilford School District

Neighborhood · ZIP 03249These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.122

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.66%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.8,104
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.151 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,461
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,485
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Gilford 03249
  • Costs less per square foot than 79% of homes in Gilford 03249
  • Has a bigger lot than 75% of homes in Gilford 03249

What homes are worth in Gilford 03249

Each bar is how many homes fall in that price range. The marker is this home.

This home
$92K$4.3M

This home is worth more than 26% of homes in Gilford 03249.

How it measures up in Gilford 03249

The dot is this home. The mark in the middle is the typical home in Gilford 03249.

Estimated value$458,279
CheaperTypical $615,471Pricier

Pricier than 26% of homes nearby

Price per ft²$281
CheaperTypical $369Pricier

Pricier than 21% of homes nearby

Living area1,632 ft²
SmallerTypical 1,460 ft²Bigger

Bigger than 58% of homes nearby

Lot size1.7 ac
SmallerTypical 0.94 acBigger

Bigger than 75% of homes nearby

Year built1975
OlderTypical 1983Newer

Newer than 39% of homes nearby

How 40 River Rd ranks against every home in each area.
MeasureThis homeGilford 03249Belknap County
Estimated valuepricier than$458,27926% of homes37% of homes
Price per ft²pricier than$28121% of homes34% of homes
Living areabigger than1,632 ft²58% of homes56% of homes
Lot sizebigger than1.7 ac75% of homes67% of homes
Year builtnewer than197539% of homes42% of homes

About 40 River Rd

How much is 40 River Rd, Gilford, NH worth?

The TopHap Estimate for 40 River Rd, Gilford, NH is $458,279 as of Jul 14, 2026. The likely range is $392,060 to $524,498. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 River Rd, Gilford, NH last sell?

40 River Rd, Gilford, NH last sold on Jul 29, 2021 for $214,333, according to the county's recorded deed.

How big is 40 River Rd, Gilford, NH?

40 River Rd, Gilford, NH has 3 bedrooms, 1.5 bathrooms, 1,632 square feet of living space and a 1.70-acre lot.

When was 40 River Rd, Gilford, NH built?

40 River Rd, Gilford, NH was built in 1975, making it 51 years old. The building has 2 stories.

What schools serve 40 River Rd, Gilford, NH?

40 River Rd, Gilford, NH is assigned to Gilford Elementary School (elementary), rated A-; Gilford High School (high), rated B-; Gilford Middle School (middle), rated B-. All sit in Gilford School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 River Rd, Gilford, NH compare to other homes in Gilford 03249?

Among the 5,033 homes in Gilford 03249, it is worth more than 26% of them ($458,279 against a typical $615,471), its price per square foot is higher than 21% of them ($281 against a typical $369), it is bigger than 58% of them (1,632 ft² against a typical 1,460 ft²), its lot is bigger than 75% of them (1.7 ac against a typical 0.94 ac) and it is newer than 39% of them (1975 against a typical 1983). Measured against all of Belknap County, it is worth more than 37% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 River Rd, Gilford, NH?

The 2025 property tax bill for 40 River Rd, Gilford, NH was $4,516. The county assessed it at $381,100.

More homes on River Rd

Closest homes

More homes in Gilford 03249

Assigned schools

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See this home in context

Open 40 River Rdon TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

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