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Single Family ResidenceResidential
$2,347,494$1,610 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $1,270,000 on Apr 16, 2021

40 RIVER RD

GLOUCESTER, MA 01930
3
Beds
1
Baths
1,458 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.59 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$2.3M
$2.1M low$2.6M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$1,270,000 · Apr 16, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,549,494
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,239,595
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,000
FALL RIVER FIVE CENTS SAVINGS BANK · P · recorded Jun 23, 2021
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$250,000
FALL RIVER FIVE CENTS SAVINGS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$18,236 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$1,876,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,413,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$462,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,522,375

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyESSEX
Lot (acres)The size of the land the home sits on, from county records.0.59
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(9)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
O'Maley Innovation Middle SchoolC
Middle · Grades 6–8 · 1.6 mi
E
Plum Cove Elementary SchoolB
Elementary · Grades KG–5 · 1.7 mi
H
Gloucester High SchoolC-
High · Grades 9–12 · 2.8 mi

District: Gloucester School District

Neighborhood · ZIP 01930These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.90

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.30,229
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.958 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$89,930
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,096
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Essex County
  • Among the highest price per square foot in Gloucester 01930
  • Smaller than 68% of homes in Essex County
  • Has a bigger lot than 78% of homes in Gloucester 01930
  • Newer than 81% of homes in Essex County

What homes are worth in Gloucester 01930

Each bar is how many homes fall in that price range. The marker is this home.

This home
$300K$3.5M

This home is worth more than 95% of homes in Gloucester 01930.

How it measures up in Gloucester 01930

The dot is this home. The mark in the middle is the typical home in Gloucester 01930.

Estimated value$2,347,494
CheaperTypical $732,256Pricier

Pricier than 95% of homes nearby

Price per ft²$1610
CheaperTypical $496Pricier

Pricier than almost all homes nearby

Living area1,458 ft²
SmallerTypical 1,638 ft²Bigger

Bigger than 41% of homes nearby

Lot size0.59 ac
SmallerTypical 0.24 acBigger

Bigger than 78% of homes nearby

Year built1988
OlderTypical 1942Newer

Newer than 80% of homes nearby

How 40 River Rd ranks against every home in each area.
MeasureThis homeGloucester 01930Essex County
Estimated valuepricier than$2,347,49495% of homesalmost all homes
Price per ft²pricier than$1610almost all homesalmost all homes
Living areabigger than1,458 ft²41% of homes32% of homes
Lot sizebigger than0.59 ac78% of homes74% of homes
Year builtnewer than198880% of homes81% of homes

About 40 River Rd

How much is 40 River Rd, Gloucester, MA worth?

The TopHap Estimate for 40 River Rd, Gloucester, MA is $2,347,494 as of Jun 23, 2026. The likely range is $2,089,269 to $2,605,718. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 River Rd, Gloucester, MA last sell?

40 River Rd, Gloucester, MA last sold on Apr 16, 2021 for $1,270,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 River Rd, Gloucester, MA?

40 River Rd, Gloucester, MA has 3 bedrooms, 1 bathrooms, 1,458 square feet of living space and a 0.59-acre lot.

When was 40 River Rd, Gloucester, MA built?

40 River Rd, Gloucester, MA was built in 1988, making it 38 years old. It is a cape cod home. The building has 2 stories.

What schools serve 40 River Rd, Gloucester, MA?

40 River Rd, Gloucester, MA is assigned to O'Maley Innovation Middle School (middle), rated C; Plum Cove Elementary School (elementary), rated B; Gloucester High School (high), rated C-. All sit in Gloucester School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 River Rd, Gloucester, MA compare to other homes in Gloucester 01930?

Among the 11,008 homes in Gloucester 01930, it is worth more than 95% of them ($2,347,494 against a typical $732,256), its price per square foot is higher than almost all of them ($1610 against a typical $496), it is bigger than 41% of them (1,458 ft² against a typical 1,638 ft²), its lot is bigger than 78% of them (0.59 ac against a typical 0.24 ac) and it is newer than 80% of them (1988 against a typical 1942). Measured against all of Essex County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 River Rd, Gloucester, MA?

The 2025 property tax bill for 40 River Rd, Gloucester, MA was $18,236. The county assessed it at $1,876,100.

More homes on River Rd

Closest homes

More homes in Gloucester 01930

Assigned schools

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