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Single Family ResidenceResidential
$4,008,174
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $3,850,000 on May 11, 2026

40 ROWING ST

PATCHOGUE, NY 11772
3
Beds
4
Baths
11.8 ac
Lot SizeThe size of the land the home sits on, from county records.
2009
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$4M
$2.9M low$5.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$3,850,000 · May 11, 2026
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,120,674
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$896,539
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$2,887,500
Null Placeholder · 6.38% · recorded May 11, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$53,928 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,110 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$2,939,583

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.92 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.92%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySUFFOLK
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Waterfront

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Verne W Critz Elementary SchoolC
Elementary · Grades KG–3 · 1.2 mi
M
Bellport Middle SchoolC-
Middle · Grades 6–8 · 1.6 mi
H
Bellport Senior High SchoolD+
High · Grades 9–12 · 3.0 mi

District: South Country Central School District

Neighborhood · ZIP 11772These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.44,232
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.3,172 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,427
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,441
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Rowing St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in East Patchogue
  • Among the largest lots in East Patchogue
  • Among the newest homes in East Patchogue

What homes are worth in Patchogue 11772

Each bar is how many homes fall in that price range. The marker is this home.

This home
$353K$1M

This home is worth more than almost all homes in Patchogue 11772.

How it measures up in Patchogue 11772

The dot is this home. The mark in the middle is the typical home in Patchogue 11772.

Estimated value$4,008,174
CheaperTypical $585,288Pricier

Pricier than almost all homes nearby

Lot size11.8 ac
SmallerTypical 0.25 acBigger

Bigger than almost all homes nearby

Year built2009
OlderTypical 1958Newer

Newer than almost all homes nearby

How 40 Rowing St ranks against every home in each area.
MeasureThis homeEast PatchoguePatchogue 11772Suffolk County
Estimated valuepricier than$4,008,174almost all homesalmost all homes98% of homes
Lot sizebigger than11.8 acalmost all homesalmost all homesalmost all homes
Year builtnewer than2009almost all homesalmost all homes96% of homes

About 40 Rowing St

How much is 40 Rowing St, Patchogue, NY worth?

The TopHap Estimate for 40 Rowing St, Patchogue, NY is $4,008,174 as of Jul 14, 2026. The likely range is $2,883,000 to $5,133,348. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Rowing St, Patchogue, NY last sell?

40 Rowing St, Patchogue, NY last sold on May 11, 2026 for $3,850,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 40 Rowing St, Patchogue, NY?

40 Rowing St, Patchogue, NY has 3 bedrooms and 4 bathrooms.

When was 40 Rowing St, Patchogue, NY built?

40 Rowing St, Patchogue, NY was built in 2009, making it 17 years old. The building has 2 stories.

What schools serve 40 Rowing St, Patchogue, NY?

40 Rowing St, Patchogue, NY is assigned to Verne W Critz Elementary School (elementary), rated C; Bellport Middle School (middle), rated C-; Bellport Senior High School (high), rated D+. All sit in South Country Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Rowing St, Patchogue, NY compare to other homes in Patchogue 11772?

Among the 13,121 homes in Patchogue 11772, it is worth more than almost all of them ($4,008,174 against a typical $585,288), its lot is bigger than almost all of them (11.8 ac against a typical 0.25 ac) and it is newer than almost all of them (2009 against a typical 1958). Measured against all of Suffolk County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Rowing St, Patchogue, NY?

The 2024 property tax bill for 40 Rowing St, Patchogue, NY was $53,928. The county assessed it at $14,110.

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Closest homes

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Assigned schools

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