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Single Family ResidenceResidential
$454,247$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

40 RUSTIC PL

EUGENE, OR 97401
4
Beds
2 / 1
Baths
1,832 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1954
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$454K
$437K low$471K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,988
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,390
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.76%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$391,258
UMPQUA BANK · R · recorded Apr 14, 2008
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1
HUD

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,661 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$239,229 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$232,262
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$521,464

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.24 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLane
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Radiant
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 480 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Monroe Middle SchoolD
Middle · Grades 6–8 · 0.9 mi
E
Bertha Holt Elementary SchoolA-
Elementary · Grades KG–5 · 1.0 mi
H
Sheldon High SchoolB-
High · Grades 9–12 · 1.3 mi

District: Eugene School District 4j

Neighborhood · ZIP 97401These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.133

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.28%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.23%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.46,318
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,027 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,103
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$79,879
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Rustic Pl measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 66% of homes in Eugene 97401
  • Costs less per square foot than 91% of homes in Eugene 97401
  • Bigger than 69% of homes in Lane County
  • Has a bigger lot than 82% of homes in Eugene 97401
  • Older than 85% of homes in Harlow

What homes are worth in Eugene 97401

Each bar is how many homes fall in that price range. The marker is this home.

This home
$265K$1.1M

This home is worth more than 34% of homes in Eugene 97401.

How it measures up in Eugene 97401

The dot is this home. The mark in the middle is the typical home in Eugene 97401.

Estimated value$454,247
CheaperTypical $508,599Pricier

Pricier than 34% of homes nearby

Price per ft²$248
CheaperTypical $308Pricier

Pricier than 9% of homes nearby

Living area1,832 ft²
SmallerTypical 1,705 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.29 ac
SmallerTypical 0.2 acBigger

Bigger than 82% of homes nearby

Year built1954
OlderTypical 1972Newer

Newer than 22% of homes nearby

How 40 Rustic Pl ranks against every home in each area.
MeasureThis homeHarlowEugene 97401Lane County
Estimated valuepricier than$454,24737% of homes34% of homes50% of homes
Price per ft²pricier than$24813% of homes9% of homes14% of homes
Living areabigger than1,832 ft²60% of homes58% of homes69% of homes
Lot sizebigger than0.29 ac81% of homes82% of homes67% of homes
Year builtnewer than195415% of homes22% of homes21% of homes

About 40 Rustic Pl

How much is 40 Rustic Pl, Eugene, OR worth?

The TopHap Estimate for 40 Rustic Pl, Eugene, OR is $454,247 as of Jul 14, 2026. The likely range is $437,164 to $471,330. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 40 Rustic Pl, Eugene, OR?

40 Rustic Pl, Eugene, OR has 4 bedrooms, 2 bathrooms, 1,832 square feet of living space and a 0.29-acre lot.

When was 40 Rustic Pl, Eugene, OR built?

40 Rustic Pl, Eugene, OR was built in 1954, making it 72 years old. The building has 1 story.

What schools serve 40 Rustic Pl, Eugene, OR?

40 Rustic Pl, Eugene, OR is assigned to Monroe Middle School (middle), rated D; Bertha Holt Elementary School (elementary), rated A-; Sheldon High School (high), rated B-. All sit in Eugene School District 4j. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Rustic Pl, Eugene, OR compare to other homes in Eugene 97401?

Among the 9,794 homes in Eugene 97401, it is worth more than 34% of them ($454,247 against a typical $508,599), its price per square foot is higher than 9% of them ($248 against a typical $308), it is bigger than 58% of them (1,832 ft² against a typical 1,705 ft²), its lot is bigger than 82% of them (0.29 ac against a typical 0.2 ac) and it is newer than 22% of them (1954 against a typical 1972). Measured against all of Lane County, it is worth more than 50% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Rustic Pl, Eugene, OR?

The 2025 property tax bill for 40 Rustic Pl, Eugene, OR was $4,661. The county assessed it at $239,229.

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