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Single Family ResidenceResidential
$206,756$186 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $89,000 on Sep 8, 2015

40 RUTLEDGE DR

ROCHESTER, NY 14621
3
Beds
2
Baths
1,114 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$207K
$195K low$218K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$89,000 · Sep 8, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,485
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$70,788
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,271
PRIME LNDG · recorded Sep 8, 2015
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$30,000
NEW YORK STATE AFFORDABLE HOUSING CORPOR

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,091 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$116,500 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$10,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$106,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$116,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$116,500

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.29
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
57
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
14
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMonroe
Lot (acres)The size of the land the home sits on, from county records.0.25
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 24 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
School 50-Helen Barrett MontgomeryD
Elementary · Grades PK–6 · 0.2 mi
H
School 58-World of Inquiry SchoolD-
High · Grades PK–12 · 2.5 mi

District: Rochester City School District

Neighborhood · ZIP 14621These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.147
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.0%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.32,090
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.7,818 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$34,525
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$49,455
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

40 Rutledge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 95% of homes in Rochester 14621
  • Among the highest price per square foot in Rochester 14621
  • Smaller than 90% of homes in Monroe County
  • Has a bigger lot than 97% of homes in Rochester 14621
  • Older than 82% of homes in Monroe County

What homes are worth in Rochester 14621

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$252K

This home is worth more than 95% of homes in Rochester 14621.

How it measures up in Rochester 14621

The dot is this home. The mark in the middle is the typical home in Rochester 14621.

Estimated value$206,756
CheaperTypical $98,228Pricier

Pricier than 95% of homes nearby

Price per ft²$186
CheaperTypical $74Pricier

Pricier than almost all homes nearby

Living area1,114 ft²
SmallerTypical 1,420 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.25 ac
SmallerTypical 0.11 acBigger

Bigger than 97% of homes nearby

Year built1920
OlderTypical 1920Newer

Newer than 57% of homes nearby

How 40 Rutledge Dr ranks against every home in each area.
MeasureThis homeRochester 14621Monroe County
Estimated valuepricier than$206,75695% of homes27% of homes
Price per ft²pricier than$186almost all homes60% of homes
Living areabigger than1,114 ft²14% of homes10% of homes
Lot sizebigger than0.25 ac97% of homes44% of homes
Year builtnewer than192057% of homes18% of homes

About 40 Rutledge Dr

How much is 40 Rutledge Dr, Rochester, NY worth?

The TopHap Estimate for 40 Rutledge Dr, Rochester, NY is $206,756 as of Jul 14, 2026. The likely range is $195,195 to $218,317. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 40 Rutledge Dr, Rochester, NY last sell?

40 Rutledge Dr, Rochester, NY last sold on Sep 8, 2015 for $89,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 40 Rutledge Dr, Rochester, NY?

40 Rutledge Dr, Rochester, NY has 3 bedrooms, 2 bathrooms, 1,114 square feet of living space and a 0.25-acre lot.

When was 40 Rutledge Dr, Rochester, NY built?

40 Rutledge Dr, Rochester, NY was built in 1920, making it 106 years old. It is a cape cod home. The building has 2 stories.

What schools serve 40 Rutledge Dr, Rochester, NY?

40 Rutledge Dr, Rochester, NY is assigned to School 50-Helen Barrett Montgomery (elementary), rated D; School 58-World of Inquiry School (high), rated D-. All sit in Rochester City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 40 Rutledge Dr, Rochester, NY compare to other homes in Rochester 14621?

Among the 7,937 homes in Rochester 14621, it is worth more than 95% of them ($206,756 against a typical $98,228), its price per square foot is higher than almost all of them ($186 against a typical $74), it is bigger than 14% of them (1,114 ft² against a typical 1,420 ft²), its lot is bigger than 97% of them (0.25 ac against a typical 0.11 ac) and it is newer than 57% of them (1920 against a typical 1920). Measured against all of Monroe County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 40 Rutledge Dr, Rochester, NY?

The 2024 property tax bill for 40 Rutledge Dr, Rochester, NY was $1,091. The county assessed it at $116,500.

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