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Single Family ResidenceResidential
$178,024$101 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 MADISON ST

STEAMBOAT ROCK, IA 50672
4
Beds
4 / 2
Baths
1,768 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1975
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$178K
$173K low$183K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,419
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$125,000
UNITED BANK & TRUST · recorded Jan 16, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,996 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$309,780 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$306,030
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$203,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$309,780

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHardin
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 224 ft²Patio · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Agwsr Middle SchoolB+
Middle · Grades 6–8 · 7.0 mi
H
Agwsr High SchoolB+
High · Grades 9–12 · 9.6 mi
E
Agwsr Elementary SchoolC+
Elementary · Grades KG–5 · 9.6 mi

District: Agwsr Community School District

Neighborhood · ZIP 50672These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.129
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.81
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.552
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.14 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,612
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$77,890
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Madison St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 76% of homes in Hardin County
  • Bigger than 71% of homes in Hardin County
  • Has a smaller lot than 80% of homes in Steamboat Rock 50672
  • Newer than 80% of homes in Hardin County

What homes are worth in Steamboat Rock 50672

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$475K

This home is worth more than 63% of homes in Steamboat Rock 50672.

How it measures up in Steamboat Rock 50672

The dot is this home. The mark in the middle is the typical home in Steamboat Rock 50672.

Estimated value$178,024
CheaperTypical $148,111Pricier

Pricier than 63% of homes nearby

Price per ft²$101
CheaperTypical $99Pricier

Pricier than 53% of homes nearby

Living area1,768 ft²
SmallerTypical 1,562 ft²Bigger

Bigger than 67% of homes nearby

Lot size0.27 ac
SmallerTypical 1.18 acBigger

Bigger than 20% of homes nearby

Year built1975
OlderTypical 1946Newer

Newer than 73% of homes nearby

How 401 Madison St ranks against every home in each area.
MeasureThis homeSteamboat Rock 50672Hardin County
Estimated valuepricier than$178,02463% of homes76% of homes
Price per ft²pricier than$10153% of homes64% of homes
Living areabigger than1,768 ft²67% of homes71% of homes
Lot sizebigger than0.27 ac20% of homes44% of homes
Year builtnewer than197573% of homes80% of homes

About 401 Madison St

How much is 401 Madison St, Steamboat Rock, IA worth?

The TopHap Estimate for 401 Madison St, Steamboat Rock, IA is $178,024 as of Jul 14, 2026. The likely range is $173,080 to $182,968. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 401 Madison St, Steamboat Rock, IA?

401 Madison St, Steamboat Rock, IA has 4 bedrooms, 4 bathrooms, 1,768 square feet of living space and a 0.27-acre lot.

When was 401 Madison St, Steamboat Rock, IA built?

401 Madison St, Steamboat Rock, IA was built in 1975, making it 51 years old. The building has 1 story.

What schools serve 401 Madison St, Steamboat Rock, IA?

401 Madison St, Steamboat Rock, IA is assigned to Agwsr Middle School (middle), rated B+; Agwsr High School (high), rated B+; Agwsr Elementary School (elementary), rated C+. All sit in Agwsr Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Madison St, Steamboat Rock, IA compare to other homes in Steamboat Rock 50672?

Among the 285 homes in Steamboat Rock 50672, it is worth more than 63% of them ($178,024 against a typical $148,111), its price per square foot is higher than 53% of them ($101 against a typical $99), it is bigger than 67% of them (1,768 ft² against a typical 1,562 ft²), its lot is bigger than 20% of them (0.27 ac against a typical 1.18 ac) and it is newer than 73% of them (1975 against a typical 1946). Measured against all of Hardin County, it is worth more than 76% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Madison St, Steamboat Rock, IA?

The 2024 property tax bill for 401 Madison St, Steamboat Rock, IA was $2,996. The county assessed it at $309,780.

More homes on Madison St

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Assigned schools

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