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Single Family ResidenceResidential
$483,532$262 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

401 RIVERSIDE DR

BAYVILLE, NJ 08721
3
Beds
2
Baths
1,848 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.29 ac
Lot SizeThe size of the land the home sits on, from county records.
1945
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$484K
$453K low$514K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$239,027
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$191,222
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.47%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$244,505
SUN WEST MORTGAGE COMPANY INC · E · recorded Nov 4, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,003 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$270,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$100,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$170,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$270,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$270,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.61
100
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
35
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.48 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.45%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.29
ConstructionThe main material the home's frame and walls are built from.Concrete Blocks
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Baseboard
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(4)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
H & M Potter SchoolC
Elementary · Grades PK–4 · 1.2 mi
H
Central Regional High SchoolD+
High · Grades 9–12 · 3.1 mi
M
Central Regional Middle SchoolC
Middle · Grades 7–8 · 3.4 mi

District: Central Regional School District

Neighborhood · ZIP 08721These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.68
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.22,790
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.966 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,814
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,907
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

401 Riverside Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 79% of homes in Bayville 08721
  • Has a bigger lot than 80% of homes in Ocean County
  • Older than 98% of homes in Bayville 08721

What homes are worth in Bayville 08721

Each bar is how many homes fall in that price range. The marker is this home.

This home
$276K$1.1M

This home is worth more than 44% of homes in Bayville 08721.

How it measures up in Bayville 08721

The dot is this home. The mark in the middle is the typical home in Bayville 08721.

Estimated value$483,532
CheaperTypical $511,458Pricier

Pricier than 44% of homes nearby

Price per ft²$262
CheaperTypical $306Pricier

Pricier than 21% of homes nearby

Living area1,848 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 63% of homes nearby

Lot size0.29 ac
SmallerTypical 0.26 acBigger

Bigger than 60% of homes nearby

Year built1945
OlderTypical 1985Newer

Newer than 2% of homes nearby

How 401 Riverside Dr ranks against every home in each area.
MeasureThis homeBayville 08721Ocean County
Estimated valuepricier than$483,53244% of homes39% of homes
Price per ft²pricier than$26221% of homes23% of homes
Living areabigger than1,848 ft²63% of homes62% of homes
Lot sizebigger than0.29 ac60% of homes80% of homes
Year builtnewer than19452% of homes5% of homes

About 401 Riverside Dr

How much is 401 Riverside Dr, Bayville, NJ worth?

The TopHap Estimate for 401 Riverside Dr, Bayville, NJ is $483,532 as of Jul 14, 2026. The likely range is $453,244 to $513,820. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 401 Riverside Dr, Bayville, NJ last sell?

401 Riverside Dr, Bayville, NJ last sold on Jan 27, 2017, according to the county's recorded deed.

How big is 401 Riverside Dr, Bayville, NJ?

401 Riverside Dr, Bayville, NJ has 3 bedrooms, 2 bathrooms, 1,848 square feet of living space and a 0.29-acre lot.

When was 401 Riverside Dr, Bayville, NJ built?

401 Riverside Dr, Bayville, NJ was built in 1945, making it 81 years old. It is a split level home. The building has 1 story.

What schools serve 401 Riverside Dr, Bayville, NJ?

401 Riverside Dr, Bayville, NJ is assigned to H & M Potter School (elementary), rated C; Central Regional High School (high), rated D+; Central Regional Middle School (middle), rated C. All sit in Central Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 401 Riverside Dr, Bayville, NJ compare to other homes in Bayville 08721?

Among the 8,118 homes in Bayville 08721, it is worth more than 44% of them ($483,532 against a typical $511,458), its price per square foot is higher than 21% of them ($262 against a typical $306), it is bigger than 63% of them (1,848 ft² against a typical 1,662 ft²), its lot is bigger than 60% of them (0.29 ac against a typical 0.26 ac) and it is newer than 2% of them (1945 against a typical 1985). Measured against all of Ocean County, it is worth more than 39% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 401 Riverside Dr, Bayville, NJ?

The 2025 property tax bill for 401 Riverside Dr, Bayville, NJ was $7,003. The county assessed it at $270,400.

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Assigned schools

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