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Single Family ResidentialResidential
$196,228$269 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $49,050 on Nov 17, 2016

405 COTTAGE ROW

SYCAMORE, IL 60178
1
Beds
1
Baths
729 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1950
Year BuiltThe year the home was originally built, according to county records.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$196K
$169K low$224K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$49,050 · Nov 17, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$106,228
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$84,982
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.46%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$90,000
OLD NATIONAL BANK · recorded Jun 24, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,359 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$30,177 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$21,217
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$28,372
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$90,531

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyDeKalb
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Retaining Wall
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Sycamore Community Unit School District 427

Neighborhood · ZIP 60178These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.51

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.23,227
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.340 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$88,175
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$103,851
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 Cottage Row measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Sycamore 60178
  • Costs more per square foot than 67% of homes in Sycamore 60178
  • Smaller than 94% of homes in Sycamore 60178
  • Older than 83% of homes in DeKalb County

What homes are worth in Sycamore 60178

Each bar is how many homes fall in that price range. The marker is this home.

This home
$165K$654K

This home is worth more than 7% of homes in Sycamore 60178.

How it measures up in Sycamore 60178

The dot is this home. The mark in the middle is the typical home in Sycamore 60178.

Estimated value$196,228
CheaperTypical $315,311Pricier

Pricier than 7% of homes nearby

Price per ft²$269
CheaperTypical $233Pricier

Pricier than 67% of homes nearby

Living area729 ft²
SmallerTypical 1,318 ft²Bigger

Bigger than 6% of homes nearby

Year built1950
OlderTypical 1990Newer

Newer than 21% of homes nearby

How 405 Cottage Row ranks against every home in each area.
MeasureThis homeSycamore 60178DeKalb County
Estimated valuepricier than$196,2287% of homes13% of homes
Price per ft²pricier than$26967% of homes66% of homes
Living areabigger than729 ft²6% of homes7% of homes
Year builtnewer than195021% of homes17% of homes

About 405 Cottage Row

How much is 405 Cottage Row, Sycamore, IL worth?

The TopHap Estimate for 405 Cottage Row, Sycamore, IL is $196,228 as of Jul 14, 2026. The likely range is $168,832 to $223,624. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 405 Cottage Row, Sycamore, IL last sell?

405 Cottage Row, Sycamore, IL last sold on Nov 17, 2016 for $49,050, according to the county's recorded deed.

How big is 405 Cottage Row, Sycamore, IL?

405 Cottage Row, Sycamore, IL has 1 bedrooms, 1 bathrooms and 729 square feet of living space.

When was 405 Cottage Row, Sycamore, IL built?

405 Cottage Row, Sycamore, IL was built in 1950, making it 76 years old.

What schools serve 405 Cottage Row, Sycamore, IL?

405 Cottage Row, Sycamore, IL is assigned to West Elementary School (elementary), rated B+; Sycamore High School (high), rated B+; Sycamore Middle School (middle), rated B-. All sit in Sycamore Community Unit School District 427. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 Cottage Row, Sycamore, IL compare to other homes in Sycamore 60178?

Among the 7,682 homes in Sycamore 60178, it is worth more than 7% of them ($196,228 against a typical $315,311), its price per square foot is higher than 67% of them ($269 against a typical $233), it is bigger than 6% of them (729 ft² against a typical 1,318 ft²) and it is newer than 21% of them (1950 against a typical 1990). Measured against all of DeKalb County, it is worth more than 13% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 Cottage Row, Sycamore, IL?

The 2025 property tax bill for 405 Cottage Row, Sycamore, IL was $2,359. The county assessed it at $30,177.

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