Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$313,701$214 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

405 N RIVER RD

FOX RIVER GROVE, IL 60021
3
Beds
2
Baths
1,467 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.17 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$314K
$276K low$351K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$215,901
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$172,721
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.33%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$97,800
JPMORGAN CHASE BANK NA · recorded Mar 22, 2013

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,777 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,712 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,960
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$76,752
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,553
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$260,136

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.63 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyMcHenry
HeatingThe type of heating system in the home.Forced Air

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Fox River Grove Middle SchoolB
Middle · Grades 5–8 · 0.5 mi
E
Algonquin Road Elementary SchoolA
Elementary · Grades PK–4 · 1.0 mi
H
Cary-Grove High SchoolA+
High · Grades 9–12 · 1.7 mi

District: Community High School District 155

Neighborhood · ZIP 60021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.47

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.1.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.4,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,790 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$123,036
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,388
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

405 N River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Fox River Grove 60021
  • Smaller than 66% of homes in Fox River Grove 60021
  • Has a smaller lot than 87% of homes in Fox River Grove 60021
  • Older than 96% of homes in McHenry County

What homes are worth in Fox River Grove 60021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$150K$788K

This home is worth more than 31% of homes in Fox River Grove 60021.

How it measures up in Fox River Grove 60021

The dot is this home. The mark in the middle is the typical home in Fox River Grove 60021.

Estimated value$313,701
CheaperTypical $383,876Pricier

Pricier than 31% of homes nearby

Price per ft²$214
CheaperTypical $225Pricier

Pricier than 38% of homes nearby

Living area1,467 ft²
SmallerTypical 1,770 ft²Bigger

Bigger than 34% of homes nearby

Lot size0.17 ac
SmallerTypical 0.26 acBigger

Bigger than 13% of homes nearby

Year built1920
OlderTypical 1975Newer

Newer than 5% of homes nearby

How 405 N River Rd ranks against every home in each area.
MeasureThis homeFox River Grove 60021McHenry County
Estimated valuepricier than$313,70131% of homes36% of homes
Price per ft²pricier than$21438% of homes57% of homes
Living areabigger than1,467 ft²34% of homes35% of homes
Lot sizebigger than0.17 ac13% of homes17% of homes
Year builtnewer than19205% of homes4% of homes

About 405 N River Rd

How much is 405 N River Rd, Fox River Grove, IL worth?

The TopHap Estimate for 405 N River Rd, Fox River Grove, IL is $313,701 as of Jul 14, 2026. The likely range is $276,043 to $351,359. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 405 N River Rd, Fox River Grove, IL?

405 N River Rd, Fox River Grove, IL has 3 bedrooms, 2 bathrooms and 1,467 square feet of living space.

When was 405 N River Rd, Fox River Grove, IL built?

405 N River Rd, Fox River Grove, IL was built in 1920, making it 106 years old. It is a cape cod home. The building has 2 stories.

What schools serve 405 N River Rd, Fox River Grove, IL?

405 N River Rd, Fox River Grove, IL is assigned to Fox River Grove Middle School (middle), rated B; Algonquin Road Elementary School (elementary), rated A; Cary-Grove High School (high), rated A+. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 405 N River Rd, Fox River Grove, IL compare to other homes in Fox River Grove 60021?

Among the 2,060 homes in Fox River Grove 60021, it is worth more than 31% of them ($313,701 against a typical $383,876), its price per square foot is higher than 38% of them ($214 against a typical $225), it is bigger than 34% of them (1,467 ft² against a typical 1,770 ft²), its lot is bigger than 13% of them (0.17 ac against a typical 0.26 ac) and it is newer than 5% of them (1920 against a typical 1975). Measured against all of McHenry County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 405 N River Rd, Fox River Grove, IL?

The 2024 property tax bill for 405 N River Rd, Fox River Grove, IL was $6,777. The county assessed it at $86,712.

More homes on N River Rd

Closest homes

More homes in Fox River Grove 60021

Assigned schools

Explore the area

See this home in context

Open 405 N River Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map