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Single Family ResidenceResidential
$303,895$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $83,025 on Dec 23, 1999

406 RICH LOOP

SPARTA, TN 38583
1
Baths
1,952 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.55 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$304K
$262K low$346K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$83,025 · Dec 23, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$83,495
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$66,796
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$220,400
ZILLOW HOME LOANS LLC · recorded Sep 22, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$806 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$39,300 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,750
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$30,550
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$39,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$157,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWhite
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1990
Lot (acres)The size of the land the home sits on, from county records.0.55
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Package
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 126 ft²Patio · 126 ft²Porch · 624 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
BonDeCroft Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
White County Middle SchoolB-
Middle · Grades 6–8 · 8.5 mi
H
White County High SchoolB
High · Grades 9–12 · 9.1 mi

District: White County School District

Neighborhood · ZIP 38583These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.108
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.10%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.27,489
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.75 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$53,636
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,619
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Rich Loop measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 67% of homes in Sparta 38583
  • Bigger than 80% of homes in Sparta 38583
  • Has a smaller lot than 75% of homes in Sparta 38583

What homes are worth in Sparta 38583

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$796K

This home is worth more than 67% of homes in Sparta 38583.

How it measures up in Sparta 38583

The dot is this home. The mark in the middle is the typical home in Sparta 38583.

Estimated value$303,895
CheaperTypical $245,747Pricier

Pricier than 67% of homes nearby

Price per ft²$156
CheaperTypical $169Pricier

Pricier than 38% of homes nearby

Living area1,952 ft²
SmallerTypical 1,408 ft²Bigger

Bigger than 80% of homes nearby

Lot size0.55 ac
SmallerTypical 1.17 acBigger

Bigger than 25% of homes nearby

Year built1980
OlderTypical 1988Newer

Newer than 44% of homes nearby

How 406 Rich Loop ranks against every home in each area.
MeasureThis homeSparta 38583
Estimated valuepricier than$303,89567% of homes
Price per ft²pricier than$15638% of homes
Living areabigger than1,952 ft²80% of homes
Lot sizebigger than0.55 ac25% of homes
Year builtnewer than198044% of homes

About 406 Rich Loop

How much is 406 Rich Loop, Sparta, TN worth?

The TopHap Estimate for 406 Rich Loop, Sparta, TN is $303,895 as of Jul 14, 2026. The likely range is $261,668 to $346,122. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Rich Loop, Sparta, TN last sell?

406 Rich Loop, Sparta, TN last sold on Dec 23, 1999 for $83,025, according to the county's recorded deed.

How big is 406 Rich Loop, Sparta, TN?

406 Rich Loop, Sparta, TN has 1 bathrooms, 1,952 square feet of living space and a 0.55-acre lot.

When was 406 Rich Loop, Sparta, TN built?

406 Rich Loop, Sparta, TN was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 406 Rich Loop, Sparta, TN?

406 Rich Loop, Sparta, TN is assigned to BonDeCroft Elementary School (elementary), rated B+; White County Middle School (middle), rated B-; White County High School (high), rated B. All sit in White County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Rich Loop, Sparta, TN compare to other homes in Sparta 38583?

Among the 11,254 homes in Sparta 38583, it is worth more than 67% of them ($303,895 against a typical $245,747), its price per square foot is higher than 38% of them ($156 against a typical $169), it is bigger than 80% of them (1,952 ft² against a typical 1,408 ft²), its lot is bigger than 25% of them (0.55 ac against a typical 1.17 ac) and it is newer than 44% of them (1980 against a typical 1988). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Rich Loop, Sparta, TN?

The 2024 property tax bill for 406 Rich Loop, Sparta, TN was $806. The county assessed it at $39,300.

More homes on Rich Loop

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Assigned schools

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