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Single Family ResidenceResidential
$358,490$300 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 RUTLEDGE DR

LODI, CA 95242
3
Beds
2
Baths
1,194 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$358K
$348K low$369K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$298,490
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$238,792
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
FARMERS & MERCHANTS BANK OF CENTRAL · recorded Sep 18, 2007

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,544 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$148,390 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,797
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$95,593
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$148,390

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySan Joaquin
Lot (acres)The size of the land the home sits on, from county records.0.13
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.Yes

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Millswood Middle SchoolC-
Middle · Grades 7–8 · 0.3 mi
E
Erma B. Reese Elementary SchoolB
Elementary · Grades KG–6 · 0.5 mi
H
Lodi High SchoolB
High · Grades 9–12 · 0.8 mi

District: Lodi Unified School District

Neighborhood · ZIP 95242These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.2.0%
PopulationHow many people live in this area.33,435
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.292 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$98,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$122,302
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.17 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.78%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 Rutledge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 93% of homes in Lodi 95242
  • Smaller than 88% of homes in Lodi 95242
  • Has a smaller lot than 78% of homes in Lodi 95242
  • Older than 72% of homes in Lodi 95242

What homes are worth in Lodi 95242

Each bar is how many homes fall in that price range. The marker is this home.

This home
$289K$1.3M

This home is worth more than 7% of homes in Lodi 95242.

How it measures up in Lodi 95242

The dot is this home. The mark in the middle is the typical home in Lodi 95242.

Estimated value$358,490
CheaperTypical $567,872Pricier

Pricier than 7% of homes nearby

Price per ft²$300
CheaperTypical $306Pricier

Pricier than 44% of homes nearby

Living area1,194 ft²
SmallerTypical 1,826 ft²Bigger

Bigger than 12% of homes nearby

Lot size0.13 ac
SmallerTypical 0.15 acBigger

Bigger than 22% of homes nearby

Year built1970
OlderTypical 1987Newer

Newer than 28% of homes nearby

How 406 Rutledge Dr ranks against every home in each area.
MeasureThis homeLodi 95242San Joaquin County
Estimated valuepricier than$358,4907% of homes18% of homes
Price per ft²pricier than$30044% of homes57% of homes
Living areabigger than1,194 ft²12% of homes18% of homes
Lot sizebigger than0.13 ac22% of homes25% of homes
Year builtnewer than197028% of homes30% of homes

About 406 Rutledge Dr

How much is 406 Rutledge Dr, Lodi, CA worth?

The TopHap Estimate for 406 Rutledge Dr, Lodi, CA is $358,490 as of Jul 14, 2026. The likely range is $348,250 to $368,730. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 406 Rutledge Dr, Lodi, CA last sell?

406 Rutledge Dr, Lodi, CA last sold on Sep 18, 2007, according to the county's recorded deed.

How big is 406 Rutledge Dr, Lodi, CA?

406 Rutledge Dr, Lodi, CA has 3 bedrooms, 2 bathrooms, 1,194 square feet of living space and a 0.13-acre lot.

When was 406 Rutledge Dr, Lodi, CA built?

406 Rutledge Dr, Lodi, CA was built in 1970, making it 56 years old. The building has 1 story.

What schools serve 406 Rutledge Dr, Lodi, CA?

406 Rutledge Dr, Lodi, CA is assigned to Millswood Middle School (middle), rated C-; Erma B. Reese Elementary School (elementary), rated B; Lodi High School (high), rated B. All sit in Lodi Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 Rutledge Dr, Lodi, CA compare to other homes in Lodi 95242?

Among the 10,276 homes in Lodi 95242, it is worth more than 7% of them ($358,490 against a typical $567,872), its price per square foot is higher than 44% of them ($300 against a typical $306), it is bigger than 12% of them (1,194 ft² against a typical 1,826 ft²), its lot is bigger than 22% of them (0.13 ac against a typical 0.15 ac) and it is newer than 28% of them (1970 against a typical 1987). Measured against all of San Joaquin County, it is worth more than 18% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 Rutledge Dr, Lodi, CA?

The 2025 property tax bill for 406 Rutledge Dr, Lodi, CA was $1,544. The county assessed it at $148,390.

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Assigned schools

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