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Single Family ResidenceResidential
$1,054,631$515 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

406 W SETTLEMENT RD

PRIEST RIVER, ID 83856
3
Beds
2
Baths
2,049 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1907
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.1M
$958K low$1.2M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,054,631
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$843,705

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,796 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$737,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$440,290
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$297,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$737,560
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$737,560

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBonner
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1986
Lot (acres)The size of the land the home sits on, from county records.1.12
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Built-in
PoolWhether the property has a pool, and what kind, such as in-ground.Spa/Hot Tub (Only)
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Priest River Elementary SchoolB-
Elementary · Grades PK–6 · 0.7 mi
H
Priest River Lamanna High SchoolF
High · Grades 7–12 · 0.9 mi

District: West Bonner County School District 83

Neighborhood · ZIP 83856These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.7,704
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.18 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,647
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,158
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.33 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

406 W Settlement Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Priest River 83856
  • Costs more per square foot than 67% of homes in Priest River 83856
  • Bigger than 73% of homes in Priest River 83856
  • Among the oldest homes in Priest River 83856

What homes are worth in Priest River 83856

Each bar is how many homes fall in that price range. The marker is this home.

This home
$274K$2.1M

This home is worth more than 78% of homes in Priest River 83856.

How it measures up in Priest River 83856

The dot is this home. The mark in the middle is the typical home in Priest River 83856.

Estimated value$1,054,631
CheaperTypical $691,918Pricier

Pricier than 78% of homes nearby

Price per ft²$515
CheaperTypical $427Pricier

Pricier than 67% of homes nearby

Living area2,049 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 73% of homes nearby

Lot size1.12 ac
SmallerTypical 2.04 acBigger

Bigger than 43% of homes nearby

Year built1907
OlderTypical 1988Newer

Older than almost all homes nearby

How 406 W Settlement Rd ranks against every home in each area.
MeasureThis homePriest River 83856Bonner County
Estimated valuepricier than$1,054,63178% of homes70% of homes
Price per ft²pricier than$51567% of homes61% of homes
Living areabigger than2,049 ft²73% of homes70% of homes
Lot sizebigger than1.12 ac43% of homes46% of homes
Year builtnewer than1907almost no homesalmost no homes

About 406 W Settlement Rd

How much is 406 W Settlement Rd, Priest River, ID worth?

The TopHap Estimate for 406 W Settlement Rd, Priest River, ID is $1,054,631 as of Jul 14, 2026. The likely range is $957,843 to $1,151,419. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 406 W Settlement Rd, Priest River, ID?

406 W Settlement Rd, Priest River, ID has 3 bedrooms, 2 bathrooms, 2,049 square feet of living space and a 1.12-acre lot.

When was 406 W Settlement Rd, Priest River, ID built?

406 W Settlement Rd, Priest River, ID was built in 1907, making it 119 years old. The building has 1 story.

What schools serve 406 W Settlement Rd, Priest River, ID?

406 W Settlement Rd, Priest River, ID is assigned to Priest River Elementary School (elementary), rated B-; Priest River Lamanna High School (high), rated F. All sit in West Bonner County School District 83. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 406 W Settlement Rd, Priest River, ID compare to other homes in Priest River 83856?

Among the 4,399 homes in Priest River 83856, it is worth more than 78% of them ($1,054,631 against a typical $691,918), its price per square foot is higher than 67% of them ($515 against a typical $427), it is bigger than 73% of them (2,049 ft² against a typical 1,456 ft²), its lot is bigger than 43% of them (1.12 ac against a typical 2.04 ac) and it is newer than almost none of them (1907 against a typical 1988). Measured against all of Bonner County, it is worth more than 70% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 406 W Settlement Rd, Priest River, ID?

The 2025 property tax bill for 406 W Settlement Rd, Priest River, ID was $1,796. The county assessed it at $737,560.

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