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Single Family ResidenceResidential
$174,042$95 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 77How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $100,000 on Apr 10, 2015

408 S TAMA ST

ROCK RAPIDS, IA 51246
3 / 1
Baths
1,823 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1928
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
9
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$174K
$134K low$214K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$100,000 · Apr 10, 2015
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$131,042
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$104,834
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.24%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$43,000
FRONTIER BANK · recorded Jul 6, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,654 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$210,810 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$27,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$183,510
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$184,230
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$210,810

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.44 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyLyon
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 240 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Central Lyon Secondary SchoolA+
Middle · Grades 7–12 · 0.5 mi
E
Central Lyon Elementary SchoolA
Elementary · Grades PK–6 · 0.6 mi

District: Central Lyon Community School District

Neighborhood · ZIP 51246These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.4,544
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.28 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,023
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,712
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

408 S Tama St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 71% of homes in Lyon County
  • Costs less per square foot than 85% of homes in Rock Rapids 51246
  • Bigger than 70% of homes in Rock Rapids 51246
  • Older than 70% of homes in Rock Rapids 51246

What homes are worth in Rock Rapids 51246

Each bar is how many homes fall in that price range. The marker is this home.

This home
$73K$793K

This home is worth more than 31% of homes in Rock Rapids 51246.

How it measures up in Rock Rapids 51246

The dot is this home. The mark in the middle is the typical home in Rock Rapids 51246.

Estimated value$174,042
CheaperTypical $242,985Pricier

Pricier than 31% of homes nearby

Price per ft²$95
CheaperTypical $162Pricier

Pricier than 15% of homes nearby

Living area1,823 ft²
SmallerTypical 1,545 ft²Bigger

Bigger than 70% of homes nearby

Lot size0.41 ac
SmallerTypical 0.33 acBigger

Bigger than 59% of homes nearby

Year built1928
OlderTypical 1956Newer

Newer than 30% of homes nearby

How 408 S Tama St ranks against every home in each area.
MeasureThis homeRock Rapids 51246Lyon County
Estimated valuepricier than$174,04231% of homes29% of homes
Price per ft²pricier than$9515% of homes17% of homes
Living areabigger than1,823 ft²70% of homes70% of homes
Lot sizebigger than0.41 ac59% of homes51% of homes
Year builtnewer than192830% of homes34% of homes

About 408 S Tama St

How much is 408 S Tama St, Rock Rapids, IA worth?

The TopHap Estimate for 408 S Tama St, Rock Rapids, IA is $174,042 as of Jul 14, 2026. The likely range is $133,641 to $214,443. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 408 S Tama St, Rock Rapids, IA last sell?

408 S Tama St, Rock Rapids, IA last sold on Apr 10, 2015 for $100,000, according to the county's recorded deed.

How big is 408 S Tama St, Rock Rapids, IA?

408 S Tama St, Rock Rapids, IA has 3 bathrooms, 1,823 square feet of living space and a 0.41-acre lot.

When was 408 S Tama St, Rock Rapids, IA built?

408 S Tama St, Rock Rapids, IA was built in 1928, making it 98 years old. It is a conventional home. The building has 2 stories.

What schools serve 408 S Tama St, Rock Rapids, IA?

408 S Tama St, Rock Rapids, IA is assigned to Central Lyon Secondary School (middle), rated A+; Central Lyon Elementary School (elementary), rated A. All sit in Central Lyon Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 408 S Tama St, Rock Rapids, IA compare to other homes in Rock Rapids 51246?

Among the 1,469 homes in Rock Rapids 51246, it is worth more than 31% of them ($174,042 against a typical $242,985), its price per square foot is higher than 15% of them ($95 against a typical $162), it is bigger than 70% of them (1,823 ft² against a typical 1,545 ft²), its lot is bigger than 59% of them (0.41 ac against a typical 0.33 ac) and it is newer than 30% of them (1928 against a typical 1956). Measured against all of Lyon County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 408 S Tama St, Rock Rapids, IA?

The 2024 property tax bill for 408 S Tama St, Rock Rapids, IA was $2,654. The county assessed it at $210,810.

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