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Single Family ResidentialResidential
$420,224$427 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 LOS RANCHOS RD NW

LOS RANCHOS, NM 87107
3
Beds
2
Baths
984 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1987
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$420K
$301K low$539K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$287,024
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$229,619
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.30%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$133,200
EMBRACE HM LOANS · recorded May 11, 2016

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$71,944 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,646
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$48,298
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,849
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$215,853

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
57
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
58
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
77
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
5
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
40
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.20 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyBernalillo
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Los Ranchos Elementary SchoolB
Elementary · Grades PK–5 · 0.1 mi
M
Taft Middle SchoolC-
Middle · Grades 6–8 · 1.1 mi
H
Valley High SchoolC
High · Grades 9–12 · 3.5 mi

District: Albuquerque Public Schools

Neighborhood · ZIP 87107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.119
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.132

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.18%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.30,020
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,984 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,304
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,960
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.9 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.76%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Los Ranchos Rd Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Bernalillo County
  • Among the highest price per square foot in Bernalillo County
  • Smaller than 95% of homes in Bernalillo County
  • Has a bigger lot than 89% of homes in Bernalillo County
  • Newer than 77% of homes in Albuquerque 87107

What homes are worth in Albuquerque 87107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$1.7M

This home is worth more than 67% of homes in Albuquerque 87107.

How it measures up in Albuquerque 87107

The dot is this home. The mark in the middle is the typical home in Albuquerque 87107.

Estimated value$420,224
CheaperTypical $328,911Pricier

Pricier than 67% of homes nearby

Price per ft²$427
CheaperTypical $214Pricier

Pricier than 97% of homes nearby

Living area984 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 11% of homes nearby

Lot size0.5 ac
SmallerTypical 0.23 acBigger

Bigger than 82% of homes nearby

Year built1987
OlderTypical 1962Newer

Newer than 77% of homes nearby

How 409 Los Ranchos Rd Nw ranks against every home in each area.
MeasureThis homeAlameda North ValleyAlbuquerque 87107Bernalillo County
Estimated valuepricier than$420,22447% of homes67% of homes71% of homes
Price per ft²pricier than$42797% of homes97% of homesalmost all homes
Living areabigger than984 ft²6% of homes11% of homes5% of homes
Lot sizebigger than0.5 ac60% of homes82% of homes89% of homes
Year builtnewer than198770% of homes77% of homes58% of homes

About 409 Los Ranchos Rd Nw

How much is 409 Los Ranchos Rd Nw, Los Ranchos, NM worth?

The TopHap Estimate for 409 Los Ranchos Rd Nw, Los Ranchos, NM is $420,224 as of Jul 14, 2026. The likely range is $301,224 to $539,224. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 409 Los Ranchos Rd Nw, Los Ranchos, NM?

409 Los Ranchos Rd Nw, Los Ranchos, NM has 3 bedrooms, 2 bathrooms, 984 square feet of living space and a 0.50-acre lot.

When was 409 Los Ranchos Rd Nw, Los Ranchos, NM built?

409 Los Ranchos Rd Nw, Los Ranchos, NM was built in 1987, making it 39 years old. The building has 1 story.

What schools serve 409 Los Ranchos Rd Nw, Los Ranchos, NM?

409 Los Ranchos Rd Nw, Los Ranchos, NM is assigned to Los Ranchos Elementary School (elementary), rated B; Taft Middle School (middle), rated C-; Valley High School (high), rated C. All sit in Albuquerque Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Los Ranchos Rd Nw, Los Ranchos, NM compare to other homes in Albuquerque 87107?

Among the 10,945 homes in Albuquerque 87107, it is worth more than 67% of them ($420,224 against a typical $328,911), its price per square foot is higher than 97% of them ($427 against a typical $214), it is bigger than 11% of them (984 ft² against a typical 1,690 ft²), its lot is bigger than 82% of them (0.5 ac against a typical 0.23 ac) and it is newer than 77% of them (1987 against a typical 1962). Measured against all of Bernalillo County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Los Ranchos Rd Nw

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Assigned schools

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