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Single Family ResidenceResidential
$1,258,716$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

409 ROSES BLUFF DR

MADISON, MS 39110
4
Beds
7
Baths
5,050 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1992
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$1.3M
$1.2M low$1.4M high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$728
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$582
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.101%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,257,988
BANKPLUS · 6.51% · recorded Jun 26, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,558 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$58,813 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$58,813
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$588,130

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
48
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.28 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMADISON
Lot (acres)The size of the land the home sits on, from county records.0.32
RoofThe main material covering the roof, such as asphalt shingle or tile.Wood Shingle
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 576 ft²Patio · 100 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Ann Smith Elementary SchoolB+
Elementary · Grades PK–2 · 3.1 mi
H
Ridgeland High SchoolC
High · Grades 9–12 · 4.0 mi
M
Old Town Middle SchoolB
Middle · Grades 6–8 · 4.0 mi

District: Madison County School District

Neighborhood · ZIP 39110These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.40
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.90
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.44

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.46,474
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.571 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$128,887
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,179
Average tempThe average temperature here across a full year.64°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

409 Roses Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Madison 39110
  • Costs more per square foot than 98% of homes in Madison 39110
  • Bigger than 96% of homes in Madison County
  • Has a smaller lot than 79% of homes in Madison County
  • Older than 71% of homes in Madison 39110

What homes are worth in Madison 39110

Each bar is how many homes fall in that price range. The marker is this home.

This home
$200K$1.1M

This home is worth more than almost all homes in Madison 39110.

How it measures up in Madison 39110

The dot is this home. The mark in the middle is the typical home in Madison 39110.

Estimated value$1,258,716
CheaperTypical $377,671Pricier

Pricier than almost all homes nearby

Price per ft²$249
CheaperTypical $143Pricier

Pricier than 98% of homes nearby

Living area5,050 ft²
SmallerTypical 2,652 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.31 ac
SmallerTypical 1 acBigger

Bigger than 23% of homes nearby

Year built1992
OlderTypical 1999Newer

Newer than 29% of homes nearby

How 409 Roses Bluff Dr ranks against every home in each area.
MeasureThis homeMadison 39110Madison County
Estimated valuepricier than$1,258,716almost all homesalmost all homes
Price per ft²pricier than$24998% of homes97% of homes
Living areabigger than5,050 ft²95% of homes96% of homes
Lot sizebigger than0.31 ac23% of homes21% of homes
Year builtnewer than199229% of homes44% of homes

About 409 Roses Bluff Dr

How much is 409 Roses Bluff Dr, Madison, MS worth?

The TopHap Estimate for 409 Roses Bluff Dr, Madison, MS is $1,258,716 as of Jul 14, 2026. The likely range is $1,165,674 to $1,351,757. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 409 Roses Bluff Dr, Madison, MS last sell?

409 Roses Bluff Dr, Madison, MS last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 409 Roses Bluff Dr, Madison, MS?

409 Roses Bluff Dr, Madison, MS has 4 bedrooms, 7 bathrooms, 5,050 square feet of living space and a 0.32-acre lot.

When was 409 Roses Bluff Dr, Madison, MS built?

409 Roses Bluff Dr, Madison, MS was built in 1992, making it 34 years old. The building has 1 story.

What schools serve 409 Roses Bluff Dr, Madison, MS?

409 Roses Bluff Dr, Madison, MS is assigned to Ann Smith Elementary School (elementary), rated B+; Ridgeland High School (high), rated C; Old Town Middle School (middle), rated B. All sit in Madison County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 409 Roses Bluff Dr, Madison, MS compare to other homes in Madison 39110?

Among the 16,550 homes in Madison 39110, it is worth more than almost all of them ($1,258,716 against a typical $377,671), its price per square foot is higher than 98% of them ($249 against a typical $143), it is bigger than 95% of them (5,050 ft² against a typical 2,652 ft²), its lot is bigger than 23% of them (0.31 ac against a typical 1 ac) and it is newer than 29% of them (1992 against a typical 1999). Measured against all of Madison County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 409 Roses Bluff Dr, Madison, MS?

The 2025 property tax bill for 409 Roses Bluff Dr, Madison, MS was $4,558. The county assessed it at $58,813.

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