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Single Family ResidenceResidential
$409,900$204 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Apr 29, 2005

4189 RUSKIN RD

ROCKFORD, IL 61101
3
Beds
2.5
Baths
2,006 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.1 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$410K
$400K low$420K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Apr 29, 2005
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$265,900
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$212,720
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.34%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$128,000
COUNTRYWIDE HOME LOANS INC · P · recorded May 31, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,000
COUNTRYWIDE BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,135 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$85,983 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,576
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$74,407
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,164
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$257,949

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyWINNEBAGO
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Auburn High SchoolD-
High · Grades 9–12 · 2.3 mi
E
West View Elementary SchoolB-
Elementary · Grades KG–5 · 2.5 mi
M
West Middle SchoolD
Middle · Grades 6–8 · 2.6 mi

District: Rockford School District 205

Neighborhood · ZIP 61101These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.19,188
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.457 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$50,496
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$62,438
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4189 Ruskin Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Rockford 61101
  • Among the highest price per square foot in Rockford 61101
  • Bigger than 89% of homes in Rockford 61101
  • Has a bigger lot than 93% of homes in Rockford 61101
  • Newer than 94% of homes in Rockford 61101

What homes are worth in Rockford 61101

Each bar is how many homes fall in that price range. The marker is this home.

This home
$50K$325K

This home is worth more than almost all homes in Rockford 61101.

How it measures up in Rockford 61101

The dot is this home. The mark in the middle is the typical home in Rockford 61101.

Estimated value$409,900
CheaperTypical $99,814Pricier

Pricier than almost all homes nearby

Price per ft²$204
CheaperTypical $81Pricier

Pricier than almost all homes nearby

Living area2,006 ft²
SmallerTypical 1,312 ft²Bigger

Bigger than 89% of homes nearby

Lot size1.1 ac
SmallerTypical 0.19 acBigger

Bigger than 93% of homes nearby

Year built1986
OlderTypical 1950Newer

Newer than 94% of homes nearby

How 4189 Ruskin Rd ranks against every home in each area.
MeasureThis homeRockford 61101Winnebago County
Estimated valuepricier than$409,900almost all homes95% of homes
Price per ft²pricier than$204almost all homes91% of homes
Living areabigger than2,006 ft²89% of homes72% of homes
Lot sizebigger than1.1 ac93% of homes90% of homes
Year builtnewer than198694% of homes72% of homes

About 4189 Ruskin Rd

How much is 4189 Ruskin Rd, Rockford, IL worth?

The TopHap Estimate for 4189 Ruskin Rd, Rockford, IL is $409,900 as of Jul 14, 2026. The likely range is $400,213 to $419,587. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4189 Ruskin Rd, Rockford, IL last sell?

4189 Ruskin Rd, Rockford, IL last sold on Apr 29, 2005 for $160,000, according to the county's recorded deed.

How big is 4189 Ruskin Rd, Rockford, IL?

4189 Ruskin Rd, Rockford, IL has 3 bedrooms, 2.5 bathrooms and 2,006 square feet of living space.

When was 4189 Ruskin Rd, Rockford, IL built?

4189 Ruskin Rd, Rockford, IL was built in 1986, making it 40 years old. It is a split level home. The building has 1 story.

What schools serve 4189 Ruskin Rd, Rockford, IL?

4189 Ruskin Rd, Rockford, IL is assigned to Auburn High School (high), rated D-; West View Elementary School (elementary), rated B-; West Middle School (middle), rated D. All sit in Rockford School District 205. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4189 Ruskin Rd, Rockford, IL compare to other homes in Rockford 61101?

Among the 6,665 homes in Rockford 61101, it is worth more than almost all of them ($409,900 against a typical $99,814), its price per square foot is higher than almost all of them ($204 against a typical $81), it is bigger than 89% of them (2,006 ft² against a typical 1,312 ft²), its lot is bigger than 93% of them (1.1 ac against a typical 0.19 ac) and it is newer than 94% of them (1986 against a typical 1950). Measured against all of Winnebago County, it is worth more than 95% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4189 Ruskin Rd, Rockford, IL?

The 2025 property tax bill for 4189 Ruskin Rd, Rockford, IL was $6,135. The county assessed it at $85,983.

More homes on Ruskin Rd

Closest homes

More homes in Rockford 61101

Assigned schools

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