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Single Family ResidenceResidential
$359,717$363 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $231,500 on May 3, 2004

422 RICHARDS ST

GENEVA, IL 60134
2
Beds
1.5
Baths
990 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1913
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$360K
$349K low$370K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$231,500 · May 3, 2004
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$161,187
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$128,950
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.57%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$172,000
BMO HARRIS BANK NA · recorded Jan 3, 2014
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$26,530
HARRIS BANK ST CHARLES

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,541 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$98,561 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,010
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$59,551
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,840
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$295,801

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Traditional/Old
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.15
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Geneva High SchoolB+
High · Grades 9–12 · 0.2 mi
E
Williamsburg Elementary SchoolA
Elementary · Grades KG–5 · 0.8 mi
M
Geneva Middle School NorthA
Middle · Grades 6–8 · 2.5 mi

District: Geneva Community Unit School District 304

Neighborhood · ZIP 60134These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.69
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.53

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.40%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.30,629
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,793 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,772
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$172,749
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

422 Richards St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Geneva 60134
  • Costs more per square foot than 98% of homes in Kane County
  • Smaller than 96% of homes in Geneva 60134
  • Has a smaller lot than 91% of homes in Geneva 60134
  • Older than 96% of homes in Geneva 60134

What homes are worth in Geneva 60134

Each bar is how many homes fall in that price range. The marker is this home.

This home
$282K$1.1M

This home is worth more than 12% of homes in Geneva 60134.

How it measures up in Geneva 60134

The dot is this home. The mark in the middle is the typical home in Geneva 60134.

Estimated value$359,717
CheaperTypical $548,438Pricier

Pricier than 12% of homes nearby

Price per ft²$363
CheaperTypical $250Pricier

Pricier than 92% of homes nearby

Living area990 ft²
SmallerTypical 2,182 ft²Bigger

Bigger than 4% of homes nearby

Lot size0.15 ac
SmallerTypical 0.25 acBigger

Bigger than 9% of homes nearby

Year built1913
OlderTypical 1990Newer

Newer than 4% of homes nearby

How 422 Richards St ranks against every home in each area.
MeasureThis homeGeneva 60134Kane County
Estimated valuepricier than$359,71712% of homes46% of homes
Price per ft²pricier than$36392% of homes98% of homes
Living areabigger than990 ft²4% of homes9% of homes
Lot sizebigger than0.15 ac9% of homes14% of homes
Year builtnewer than19134% of homes9% of homes

About 422 Richards St

How much is 422 Richards St, Geneva, IL worth?

The TopHap Estimate for 422 Richards St, Geneva, IL is $359,717 as of Jul 14, 2026. The likely range is $349,134 to $370,300. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 422 Richards St, Geneva, IL last sell?

422 Richards St, Geneva, IL last sold on May 3, 2004 for $231,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 422 Richards St, Geneva, IL?

422 Richards St, Geneva, IL has 2 bedrooms, 1.5 bathrooms, 990 square feet of living space and a 0.15-acre lot.

When was 422 Richards St, Geneva, IL built?

422 Richards St, Geneva, IL was built in 1913, making it 113 years old. It is a traditional/old home. The building has 1 story.

What schools serve 422 Richards St, Geneva, IL?

422 Richards St, Geneva, IL is assigned to Geneva High School (high), rated B+; Williamsburg Elementary School (elementary), rated A; Geneva Middle School North (middle), rated A. All sit in Geneva Community Unit School District 304. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 422 Richards St, Geneva, IL compare to other homes in Geneva 60134?

Among the 10,364 homes in Geneva 60134, it is worth more than 12% of them ($359,717 against a typical $548,438), its price per square foot is higher than 92% of them ($363 against a typical $250), it is bigger than 4% of them (990 ft² against a typical 2,182 ft²), its lot is bigger than 9% of them (0.15 ac against a typical 0.25 ac) and it is newer than 4% of them (1913 against a typical 1990). Measured against all of Kane County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 422 Richards St, Geneva, IL?

The 2025 property tax bill for 422 Richards St, Geneva, IL was $6,541. The county assessed it at $98,561.

More homes on Richards St

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Assigned schools

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