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Single Family ResidenceResidential
$190,149$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $126,700 on Nov 1, 2002

423 RIVER ST SW

CHATFIELD, MN 55923
4
Beds
2
Baths
2,319 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1900
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$190K
$167K low$213K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$126,700 · Nov 1, 2002
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$0
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$0
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.86%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$165,000
F&M COMMUNITY BANK · R · recorded Dec 31, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$20,000
F&M COMMUNITY BANK
3rd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$16,000

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,548 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$258,400 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$46,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$212,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$236,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$258,400

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.58 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyFillmore
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1945
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 576 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chatfield Secondary SchoolA
Middle · Grades 7–12 · 0.9 mi
E
Chatfield Elementary SchoolA-
Elementary · Grades PK–6 · 1.3 mi

District: Chatfield Public Schools

Neighborhood · ZIP 55923These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,647
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,479
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

423 River St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Chatfield 55923
  • Among the lowest price per square foot in Chatfield 55923
  • Bigger than 92% of homes in Chatfield 55923
  • Older than 83% of homes in Chatfield 55923

What homes are worth in Chatfield 55923

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$731K

This home is worth more than 21% of homes in Chatfield 55923.

How it measures up in Chatfield 55923

The dot is this home. The mark in the middle is the typical home in Chatfield 55923.

Estimated value$190,149
CheaperTypical $267,291Pricier

Pricier than 21% of homes nearby

Price per ft²$82
CheaperTypical $186Pricier

Cheaper than almost all homes nearby

Living area2,319 ft²
SmallerTypical 1,452 ft²Bigger

Bigger than 92% of homes nearby

Year built1900
OlderTypical 1976Newer

Newer than 17% of homes nearby

How 423 River St Sw ranks against every home in each area.
MeasureThis homeChatfield 55923Fillmore County
Estimated valuepricier than$190,14921% of homes43% of homes
Price per ft²pricier than$82almost no homes8% of homes
Living areabigger than2,319 ft²92% of homes92% of homes
Year builtnewer than190017% of homes24% of homes

About 423 River St Sw

How much is 423 River St Sw, Chatfield, MN worth?

The TopHap Estimate for 423 River St Sw, Chatfield, MN is $190,149 as of Jul 14, 2026. The likely range is $167,143 to $213,155. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 423 River St Sw, Chatfield, MN last sell?

423 River St Sw, Chatfield, MN last sold on Nov 1, 2002 for $126,700, according to the county's recorded deed.

How big is 423 River St Sw, Chatfield, MN?

423 River St Sw, Chatfield, MN has 4 bedrooms, 2 bathrooms and 2,319 square feet of living space.

When was 423 River St Sw, Chatfield, MN built?

423 River St Sw, Chatfield, MN was built in 1900, making it 126 years old. It is a conventional home.

What schools serve 423 River St Sw, Chatfield, MN?

423 River St Sw, Chatfield, MN is assigned to Chatfield Secondary School (middle), rated A; Chatfield Elementary School (elementary), rated A-. All sit in Chatfield Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 423 River St Sw, Chatfield, MN compare to other homes in Chatfield 55923?

Among the 1,711 homes in Chatfield 55923, it is worth more than 21% of them ($190,149 against a typical $267,291), its price per square foot is higher than almost none of them ($82 against a typical $186), it is bigger than 92% of them (2,319 ft² against a typical 1,452 ft²) and it is newer than 17% of them (1900 against a typical 1976). Measured against all of Fillmore County, it is worth more than 43% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 423 River St Sw, Chatfield, MN?

The 2025 property tax bill for 423 River St Sw, Chatfield, MN was $4,548. The county assessed it at $258,400.

More homes on River St Sw

Closest homes

More homes in Chatfield 55923

Assigned schools

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