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Single Family ResidenceResidential
$178,276$195 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 72How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $143,000 on May 16, 2019

428 RIVER RIDGE DR

BURNSVILLE, NC 28714
2
Beds
2
Baths
912 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1990
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$178K
$128K low$229K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$143,000 · May 16, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$34,337
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$27,470
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.84%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$143,939
HOME TRUST & SAVINGS BANK · R · recorded May 16, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,300 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$228,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$84,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$143,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$228,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.16 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyYancey
Lot (acres)The size of the land the home sits on, from county records.1.01
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 180 ft²Porch · 228 ft²

Neighborhood · ZIP 28714These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.125
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.95
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.113

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.75%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.16,409
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.59 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,873
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,878
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 River Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in Burnsville 28714
  • Smaller than 87% of homes in Burnsville 28714
  • Has a smaller lot than 66% of homes in Yancey County

What homes are worth in Burnsville 28714

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$1.4M

This home is worth more than 21% of homes in Burnsville 28714.

How it measures up in Burnsville 28714

The dot is this home. The mark in the middle is the typical home in Burnsville 28714.

Estimated value$178,276
CheaperTypical $302,042Pricier

Pricier than 21% of homes nearby

Price per ft²$195
CheaperTypical $195Pricier

Pricier than 50% of homes nearby

Living area912 ft²
SmallerTypical 1,450 ft²Bigger

Bigger than 13% of homes nearby

Lot size1.01 ac
SmallerTypical 1.58 acBigger

Bigger than 36% of homes nearby

Year built1990
OlderTypical 1983Newer

Newer than 61% of homes nearby

How 428 River Ridge Dr ranks against every home in each area.
MeasureThis homeBurnsville 28714Yancey County
Estimated valuepricier than$178,27621% of homes21% of homes
Price per ft²pricier than$19550% of homes50% of homes
Living areabigger than912 ft²13% of homes13% of homes
Lot sizebigger than1.01 ac36% of homes34% of homes
Year builtnewer than199061% of homes61% of homes

About 428 River Ridge Dr

How much is 428 River Ridge Dr, Burnsville, NC worth?

The TopHap Estimate for 428 River Ridge Dr, Burnsville, NC is $178,276 as of Jul 14, 2026. The likely range is $127,561 to $228,991. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 River Ridge Dr, Burnsville, NC last sell?

428 River Ridge Dr, Burnsville, NC last sold on May 16, 2019 for $143,000, according to the county's recorded deed.

How big is 428 River Ridge Dr, Burnsville, NC?

428 River Ridge Dr, Burnsville, NC has 2 bedrooms, 2 bathrooms, 912 square feet of living space and a 1.01-acre lot.

When was 428 River Ridge Dr, Burnsville, NC built?

428 River Ridge Dr, Burnsville, NC was built in 1990, making it 36 years old. It is a raised ranch home. The building has 1 story.

How does 428 River Ridge Dr, Burnsville, NC compare to other homes in Burnsville 28714?

Among the 8,343 homes in Burnsville 28714, it is worth more than 21% of them ($178,276 against a typical $302,042), its price per square foot is higher than 50% of them ($195 against a typical $195), it is bigger than 13% of them (912 ft² against a typical 1,450 ft²), its lot is bigger than 36% of them (1.01 ac against a typical 1.58 ac) and it is newer than 61% of them (1990 against a typical 1983). Measured against all of Yancey County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 River Ridge Dr, Burnsville, NC?

The 2025 property tax bill for 428 River Ridge Dr, Burnsville, NC was $1,300. The county assessed it at $228,100.

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