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Single Family ResidenceResidential
$216,296$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $200,000 on Dec 3, 2024

430 RIVER BEND RD

CLEVELAND, AL 35049
2
Baths
1,740 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.7 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$216K
$183K low$249K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$200,000 · Dec 3, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$12,919
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$10,335
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.92%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$196,377
HOME MORTGAGE ALLIANCE CORP · P · recorded Dec 3, 2024
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$7,000
HOME MORTGAGE ALLIANCE CORP

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$499 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$17,140 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$171,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.12
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
29
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
32
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBlount
Lot (acres)The size of the land the home sits on, from county records.0.70
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Cleveland High SchoolB
Middle · Grades 7–12 · 4.7 mi
E
Cleveland Elementary SchoolA
Elementary · Grades PK–6 · 4.7 mi

District: Blount County School District

Neighborhood · ZIP 35049These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.79

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.3,956
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.92 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$52,268
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,411
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.57 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 River Bend Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 75% of homes in Blount County

What homes are worth in Cleveland 35049

Each bar is how many homes fall in that price range. The marker is this home.

This home
$65K$592K

This home is worth more than 52% of homes in Cleveland 35049.

How it measures up in Cleveland 35049

The dot is this home. The mark in the middle is the typical home in Cleveland 35049.

Estimated value$216,296
CheaperTypical $209,540Pricier

Pricier than 52% of homes nearby

Price per ft²$124
CheaperTypical $126Pricier

Pricier than 49% of homes nearby

Living area1,740 ft²
SmallerTypical 1,620 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.7 ac
SmallerTypical 1.2 acBigger

Bigger than 28% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 62% of homes nearby

How 430 River Bend Rd ranks against every home in each area.
MeasureThis homeCleveland 35049Blount County
Estimated valuepricier than$216,29652% of homes45% of homes
Price per ft²pricier than$12449% of homes40% of homes
Living areabigger than1,740 ft²59% of homes59% of homes
Lot sizebigger than0.7 ac28% of homes25% of homes
Year builtnewer than199762% of homes64% of homes

About 430 River Bend Rd

How much is 430 River Bend Rd, Cleveland, AL worth?

The TopHap Estimate for 430 River Bend Rd, Cleveland, AL is $216,296 as of Jul 14, 2026. The likely range is $183,233 to $249,359. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 River Bend Rd, Cleveland, AL last sell?

430 River Bend Rd, Cleveland, AL last sold on Dec 3, 2024 for $200,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 430 River Bend Rd, Cleveland, AL?

430 River Bend Rd, Cleveland, AL has 2 bathrooms, 1,740 square feet of living space and a 0.70-acre lot.

When was 430 River Bend Rd, Cleveland, AL built?

430 River Bend Rd, Cleveland, AL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 430 River Bend Rd, Cleveland, AL?

430 River Bend Rd, Cleveland, AL is assigned to Cleveland High School (middle), rated B; Cleveland Elementary School (elementary), rated A. All sit in Blount County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 River Bend Rd, Cleveland, AL compare to other homes in Cleveland 35049?

Among the 1,427 homes in Cleveland 35049, it is worth more than 52% of them ($216,296 against a typical $209,540), its price per square foot is higher than 49% of them ($124 against a typical $126), it is bigger than 59% of them (1,740 ft² against a typical 1,620 ft²), its lot is bigger than 28% of them (0.7 ac against a typical 1.2 ac) and it is newer than 62% of them (1997 against a typical 1991). Measured against all of Blount County, it is worth more than 45% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 River Bend Rd, Cleveland, AL?

The 2025 property tax bill for 430 River Bend Rd, Cleveland, AL was $499. The county assessed it at $17,140.

More homes on River Bend Rd

Closest homes

More homes in Cleveland 35049

Assigned schools

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