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Single Family ResidenceResidential
$183,488$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 67How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

4312 RUSSELL RD

HURLOCK, MD 21643
2
Baths
1,484 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$183K
$122K low$245K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$45,207
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$36,166
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.70%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$79,581
FIRST UNION NATIONAL BANK · recorded Nov 1, 2001
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$58,700
WACHOVIA BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$87,967 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$85,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$93,100

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.85 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyDorchester
Lot (acres)The size of the land the home sits on, from county records.2.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Space
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 192 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hurlock Elementary SchoolB-
Elementary · Grades PK–5 · 4.4 mi
H
North Dorchester High SchoolC
High · Grades 9–12 · 7.1 mi
M
North Dorchester Middle SchoolB
Middle · Grades 6–8 · 7.3 mi

District: Dorchester County Public Schools

Neighborhood · ZIP 21643These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.78
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.82
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.5.9%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.17%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.6,014
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.118 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$60,387
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,605
Average tempThe average temperature here across a full year.57°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Ownership

Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4312 Russell Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Hurlock 21643
  • Costs less per square foot than 85% of homes in Hurlock 21643
  • Has a bigger lot than 83% of homes in Hurlock 21643
  • Among the oldest homes in Hurlock 21643

What homes are worth in Hurlock 21643

Each bar is how many homes fall in that price range. The marker is this home.

This home
$75K$678K

This home is worth more than 22% of homes in Hurlock 21643.

How it measures up in Hurlock 21643

The dot is this home. The mark in the middle is the typical home in Hurlock 21643.

Estimated value$183,488
CheaperTypical $266,925Pricier

Pricier than 22% of homes nearby

Price per ft²$124
CheaperTypical $189Pricier

Pricier than 15% of homes nearby

Living area1,484 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 53% of homes nearby

Lot size2 ac
SmallerTypical 0.92 acBigger

Bigger than 83% of homes nearby

Year built1900
OlderTypical 1989Newer

Older than almost all homes nearby

How 4312 Russell Rd ranks against every home in each area.
MeasureThis homeHurlock 21643Dorchester County
Estimated valuepricier than$183,48822% of homes29% of homes
Price per ft²pricier than$12415% of homes25% of homes
Living areabigger than1,484 ft²53% of homes47% of homes
Lot sizebigger than2 ac83% of homes79% of homes
Year builtnewer than1900almost no homes5% of homes

About 4312 Russell Rd

How much is 4312 Russell Rd, Hurlock, MD worth?

The TopHap Estimate for 4312 Russell Rd, Hurlock, MD is $183,488 as of Jul 14, 2026. The likely range is $122,314 to $244,662. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 4312 Russell Rd, Hurlock, MD?

4312 Russell Rd, Hurlock, MD has 2 bathrooms, 1,484 square feet of living space and a 2.00-acre lot.

When was 4312 Russell Rd, Hurlock, MD built?

4312 Russell Rd, Hurlock, MD was built in 1900, making it 126 years old. It is a conventional home. The building has 2 stories.

What schools serve 4312 Russell Rd, Hurlock, MD?

4312 Russell Rd, Hurlock, MD is assigned to Hurlock Elementary School (elementary), rated B-; North Dorchester High School (high), rated C; North Dorchester Middle School (middle), rated B. All sit in Dorchester County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4312 Russell Rd, Hurlock, MD compare to other homes in Hurlock 21643?

Among the 2,373 homes in Hurlock 21643, it is worth more than 22% of them ($183,488 against a typical $266,925), its price per square foot is higher than 15% of them ($124 against a typical $189), it is bigger than 53% of them (1,484 ft² against a typical 1,456 ft²), its lot is bigger than 83% of them (2 ac against a typical 0.92 ac) and it is newer than almost none of them (1900 against a typical 1989). Measured against all of Dorchester County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4312 Russell Rd, Hurlock, MD?

The 2025 property tax bill for 4312 Russell Rd, Hurlock, MD was $1,065. The county assessed it at $87,967.

More homes on Russell Rd

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Assigned schools

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