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Rural ResidenceResidential
$938,772$318 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 97How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

432 SPEARS RANCH RD

JARRELL, TX 76537
3
Baths
2,949 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
15.52 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$939K
$906K low$971K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$462,135
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$369,708
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.50%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$349,000
FAIRWAY INDEPENDENT MORTGAGE CORP · recorded Mar 7, 2018
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,637
LAKEVIEW LN SERVICING

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$689,501 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$689,501
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$1,226,670

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.136 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyWilliamson
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2008
Lot (acres)The size of the land the home sits on, from county records.15.52
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 525 ft²

Transaction History(7)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Jarrell High SchoolC
High · Grades 9–12 · 1.6 mi
E
Double Creek Elementary SchoolC+
Elementary · Grades PK–5 · 2.4 mi
M
Jarrell Middle SchoolC-
Middle · Grades 6–8 · 2.8 mi

District: Jarrell Independent School District

Neighborhood · ZIP 76537These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.32
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.18

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.13,713
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.257 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,696
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$95,542
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Spears Ranch Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Jarrell 76537
  • Among the highest price per square foot in Jarrell 76537
  • Bigger than 97% of homes in Jarrell 76537
  • Among the largest lots in Williamson County
  • Older than 86% of homes in Jarrell 76537

What homes are worth in Jarrell 76537

Each bar is how many homes fall in that price range. The marker is this home.

This home
$184K$545K

This home is worth more than almost all homes in Jarrell 76537.

How it measures up in Jarrell 76537

The dot is this home. The mark in the middle is the typical home in Jarrell 76537.

Estimated value$938,772
CheaperTypical $259,372Pricier

Pricier than almost all homes nearby

Price per ft²$318
CheaperTypical $154Pricier

Pricier than almost all homes nearby

Living area2,949 ft²
SmallerTypical 1,652 ft²Bigger

Bigger than 97% of homes nearby

Lot size15.52 ac
SmallerTypical 0.21 acBigger

Bigger than 94% of homes nearby

Year built2007
OlderTypical 2020Newer

Newer than 14% of homes nearby

How 432 Spears Ranch Rd ranks against every home in each area.
MeasureThis homeJarrell 76537Williamson County
Estimated valuepricier than$938,772almost all homes96% of homes
Price per ft²pricier than$318almost all homes97% of homes
Living areabigger than2,949 ft²97% of homes82% of homes
Lot sizebigger than15.52 ac94% of homesalmost all homes
Year builtnewer than200714% of homes52% of homes

About 432 Spears Ranch Rd

How much is 432 Spears Ranch Rd, Jarrell, TX worth?

The TopHap Estimate for 432 Spears Ranch Rd, Jarrell, TX is $938,772 as of Jul 14, 2026. The likely range is $906,400 to $971,144. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Spears Ranch Rd, Jarrell, TX last sell?

432 Spears Ranch Rd, Jarrell, TX last sold on Mar 7, 2018, according to the county's recorded deed.

How big is 432 Spears Ranch Rd, Jarrell, TX?

432 Spears Ranch Rd, Jarrell, TX has 3 bathrooms, 2,949 square feet of living space and a 15.52-acre lot.

When was 432 Spears Ranch Rd, Jarrell, TX built?

432 Spears Ranch Rd, Jarrell, TX was built in 2007, making it 19 years old. The building has 2 stories.

What schools serve 432 Spears Ranch Rd, Jarrell, TX?

432 Spears Ranch Rd, Jarrell, TX is assigned to Jarrell High School (high), rated C; Double Creek Elementary School (elementary), rated C+; Jarrell Middle School (middle), rated C-. All sit in Jarrell Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Spears Ranch Rd, Jarrell, TX compare to other homes in Jarrell 76537?

Among the 8,797 homes in Jarrell 76537, it is worth more than almost all of them ($938,772 against a typical $259,372), its price per square foot is higher than almost all of them ($318 against a typical $154), it is bigger than 97% of them (2,949 ft² against a typical 1,652 ft²), its lot is bigger than 94% of them (15.52 ac against a typical 0.21 ac) and it is newer than 14% of them (2007 against a typical 2020). Measured against all of Williamson County, it is worth more than 96% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Spears Ranch Rd

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Assigned schools

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