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Single Family ResidenceResidential
$99,015
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 53How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $19,500 on Aug 14, 2006

435 RIDGELAND DR

CLEVELAND, NC 27013
0
Baths
1.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1983
Year BuiltThe year the home was originally built, according to county records.

Valuation

$99K
$52K low$146K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$19,500 · Aug 14, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$79,252
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$63,402
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$19,763
CITIFINANCIAL SERVICES INC · recorded Jul 17, 2007

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$23,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$22,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$23,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$23,200

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.19
50
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
33
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.14 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRowan
Lot (acres)The size of the land the home sits on, from county records.1.15
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 25 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
West Rowan Elementary SchoolC+
Elementary · Grades PK–5 · 2.6 mi
H
West Rowan High SchoolD-
High · Grades 9–12 · 5.0 mi
M
West Rowan Middle SchoolD-
Middle · Grades 6–8 · 6.3 mi

District: Rowan-Salisbury Schools

Neighborhood · ZIP 27013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.132
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.7,953
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.104 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,327
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,993
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

435 Ridgeland Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Rowan County
  • Has a bigger lot than 70% of homes in Rowan County

What homes are worth in Cleveland 27013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$43K$1.2M

This home is worth more than 11% of homes in Cleveland 27013.

How it measures up in Cleveland 27013

The dot is this home. The mark in the middle is the typical home in Cleveland 27013.

Estimated value$99,015
CheaperTypical $255,958Pricier

Pricier than 11% of homes nearby

Lot size1.15 ac
SmallerTypical 1.53 acBigger

Bigger than 42% of homes nearby

Year built1983
OlderTypical 1993Newer

Newer than 37% of homes nearby

How 435 Ridgeland Dr ranks against every home in each area.
MeasureThis homeCleveland 27013Rowan County
Estimated valuepricier than$99,01511% of homes9% of homes
Lot sizebigger than1.15 ac42% of homes70% of homes
Year builtnewer than198337% of homes51% of homes

About 435 Ridgeland Dr

How much is 435 Ridgeland Dr, Cleveland, NC worth?

The TopHap Estimate for 435 Ridgeland Dr, Cleveland, NC is $99,015 as of Jul 14, 2026. The likely range is $52,456 to $145,574. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 435 Ridgeland Dr, Cleveland, NC last sell?

435 Ridgeland Dr, Cleveland, NC last sold on Aug 14, 2006 for $19,500, according to the county's recorded deed.

When was 435 Ridgeland Dr, Cleveland, NC built?

435 Ridgeland Dr, Cleveland, NC was built in 1983, making it 43 years old.

What schools serve 435 Ridgeland Dr, Cleveland, NC?

435 Ridgeland Dr, Cleveland, NC is assigned to West Rowan Elementary School (elementary), rated C+; West Rowan High School (high), rated D-; West Rowan Middle School (middle), rated D-. All sit in Rowan-Salisbury Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 435 Ridgeland Dr, Cleveland, NC compare to other homes in Cleveland 27013?

Among the 2,752 homes in Cleveland 27013, it is worth more than 11% of them ($99,015 against a typical $255,958), its lot is bigger than 42% of them (1.15 ac against a typical 1.53 ac) and it is newer than 37% of them (1983 against a typical 1993). Measured against all of Rowan County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

More homes on Ridgeland Dr

Closest homes

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Assigned schools

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