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Residential (General/Single)Residential
Last sold for $370,000 on May 17, 2000

437 PROSPECT ST

RIDGEWOOD, NJ 07450
0
Baths
2,150 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1949
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$370,000 · May 17, 2000
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$330,000
VALLEY NATIONAL BANK · recorded Oct 5, 2012
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$100,000
VALLEY NATIONAL BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$16,357 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$566,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$362,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$203,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$566,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$566,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.7 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hawes Elementary SchoolA-
Elementary · Grades KG–5 · 0.7 mi
H
Ridgewood High SchoolA
High · Grades 9–12 · 0.8 mi
M
Benjamin Franklin Middle SchoolB
Middle · Grades 6–8 · 1.5 mi

District: Ridgewood Village School District

Neighborhood · ZIP 07450These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.29
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.116
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.116

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.41%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.2.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.26,611
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,587 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$188,545
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$261,920
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.50 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

437 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a bigger lot than 78% of homes in Bergen County

How it measures up in Ridgewood 07450

The dot is this home. The mark in the middle is the typical home in Ridgewood 07450.

Living area2,150 ft²
SmallerTypical 2,269 ft²Bigger

Bigger than 44% of homes nearby

Lot size0.33 ac
SmallerTypical 0.26 acBigger

Bigger than 68% of homes nearby

Year built1949
OlderTypical 1943Newer

Newer than 56% of homes nearby

How 437 Prospect St ranks against every home in each area.
MeasureThis homeRidgewood 07450Bergen County
Living areabigger than2,150 ft²44% of homes64% of homes
Lot sizebigger than0.33 ac68% of homes78% of homes
Year builtnewer than194956% of homes37% of homes

About 437 Prospect St

When did 437 Prospect St, Ridgewood, NJ last sell?

437 Prospect St, Ridgewood, NJ last sold on May 17, 2000 for $370,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 437 Prospect St, Ridgewood, NJ?

437 Prospect St, Ridgewood, NJ has 2,150 square feet of living space and a 0.33-acre lot.

When was 437 Prospect St, Ridgewood, NJ built?

437 Prospect St, Ridgewood, NJ was built in 1949, making it 77 years old. The building has 1 story.

What schools serve 437 Prospect St, Ridgewood, NJ?

437 Prospect St, Ridgewood, NJ is assigned to Hawes Elementary School (elementary), rated A-; Ridgewood High School (high), rated A; Benjamin Franklin Middle School (middle), rated B. All sit in Ridgewood Village School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 437 Prospect St, Ridgewood, NJ compare to other homes in Ridgewood 07450?

Among the 7,499 homes in Ridgewood 07450, it is bigger than 44% of them (2,150 ft² against a typical 2,269 ft²), its lot is bigger than 68% of them (0.33 ac against a typical 0.26 ac) and it is newer than 56% of them (1949 against a typical 1943). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 437 Prospect St, Ridgewood, NJ?

The 2025 property tax bill for 437 Prospect St, Ridgewood, NJ was $16,357. The county assessed it at $566,000.

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