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Single Family ResidentialResidential
$325,122$147 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $302,000 on Jul 1, 2025

438 RIVER BLUFF DR

DIXON, IL 61021
2
Baths
2,205 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.51 ac
Lot SizeThe size of the land the home sits on, from county records.
1984
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$325K
$297K low$353K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$302,000 · Jul 1, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$53,322
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$42,658
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.85%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$271,800
AMERICAN PACIFIC MTG CORP · 7.38% 2 · recorded Jul 1, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,116 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,199 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,269
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$93,930
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$90,990
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$300,597

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.22
69
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.39 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyLEE
Lot (acres)The size of the land the home sits on, from county records.0.51
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Dixon High SchoolD-
High · Grades 9–12 · 3.4 mi
M
Reagan Middle SchoolB
Middle · Grades 6–8 · 3.9 mi
E
Washington Elementary School
Elementary · Grades PK–1 · 4.1 mi

District: Dixon Unit School District 170

Neighborhood · ZIP 61021These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.118
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.38

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.21,708
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.142 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,791
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$87,602
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

438 River Bluff Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 87% of homes in Dixon 61021
  • Costs more per square foot than 69% of homes in Dixon 61021
  • Bigger than 86% of homes in Dixon 61021
  • Has a bigger lot than 67% of homes in Dixon 61021
  • Newer than 80% of homes in Dixon 61021

What homes are worth in Dixon 61021

Each bar is how many homes fall in that price range. The marker is this home.

This home
$54K$517K

This home is worth more than 87% of homes in Dixon 61021.

How it measures up in Dixon 61021

The dot is this home. The mark in the middle is the typical home in Dixon 61021.

Estimated value$325,122
CheaperTypical $169,123Pricier

Pricier than 87% of homes nearby

Price per ft²$147
CheaperTypical $122Pricier

Pricier than 69% of homes nearby

Living area2,205 ft²
SmallerTypical 1,442 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.51 ac
SmallerTypical 0.29 acBigger

Bigger than 67% of homes nearby

Year built1984
OlderTypical 1953Newer

Newer than 80% of homes nearby

How 438 River Bluff Dr ranks against every home in each area.
MeasureThis homeDixon 61021Lee County
Estimated valuepricier than$325,12287% of homes83% of homes
Price per ft²pricier than$14769% of homes67% of homes
Living areabigger than2,205 ft²86% of homes84% of homes
Lot sizebigger than0.51 ac67% of homes56% of homes
Year builtnewer than198480% of homes79% of homes

About 438 River Bluff Dr

How much is 438 River Bluff Dr, Dixon, IL worth?

The TopHap Estimate for 438 River Bluff Dr, Dixon, IL is $325,122 as of Jul 14, 2026. The likely range is $297,248 to $352,996. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 438 River Bluff Dr, Dixon, IL last sell?

438 River Bluff Dr, Dixon, IL last sold on Jul 1, 2025 for $302,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 438 River Bluff Dr, Dixon, IL?

438 River Bluff Dr, Dixon, IL has 2 bathrooms, 2,205 square feet of living space and a 0.51-acre lot.

When was 438 River Bluff Dr, Dixon, IL built?

438 River Bluff Dr, Dixon, IL was built in 1984, making it 42 years old. The building has 1 story.

What schools serve 438 River Bluff Dr, Dixon, IL?

438 River Bluff Dr, Dixon, IL is assigned to Dixon High School (high), rated D-; Reagan Middle School (middle), rated B; Washington Elementary School (elementary). All sit in Dixon Unit School District 170. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 438 River Bluff Dr, Dixon, IL compare to other homes in Dixon 61021?

Among the 8,518 homes in Dixon 61021, it is worth more than 87% of them ($325,122 against a typical $169,123), its price per square foot is higher than 69% of them ($147 against a typical $122), it is bigger than 86% of them (2,205 ft² against a typical 1,442 ft²), its lot is bigger than 67% of them (0.51 ac against a typical 0.29 ac) and it is newer than 80% of them (1984 against a typical 1953). Measured against all of Lee County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 438 River Bluff Dr, Dixon, IL?

The 2025 property tax bill for 438 River Bluff Dr, Dixon, IL was $7,116. The county assessed it at $100,199.

More homes on River Bluff Dr

Closest homes

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Assigned schools

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