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Single Family ResidenceResidential
$2,937,822$303 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $2,100,000 on Dec 4, 2020

445 RIVERGATE DR

RICHMOND, VA 23238
4
Beds
6 / 2
Baths
9,706 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.8 ac
Lot SizeThe size of the land the home sits on, from county records.
1999
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
12
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
5
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$2.9M
$2.7M low$3.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$2,100,000 · Dec 4, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$1,387,822
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$1,110,258
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.54%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$1,050,000
SOUTH STATE BANK NA · recorded Dec 4, 2020
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$500,000
SOUTHTRUST BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,064 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$3,596,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,155,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$2,441,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$3,431,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$3,596,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.58
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
81
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
94
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
98
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Custom Design
CountyGOOCHLAND
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2014
Lot (acres)The size of the land the home sits on, from county records.2.80
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Tennis courtPatio · 648 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Randolph Elementary SchoolA+
Elementary · Grades PK–5 · 11.1 mi
M
Goochland Middle SchoolB
Middle · Grades 6–8 · 16.3 mi
H
Goochland High SchoolA
High · Grades 9–12 · 16.3 mi

District: Goochland County Public Schools

Neighborhood · ZIP 23238These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.82
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.74

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.32%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.27,495
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$109,855
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$136,773
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

445 Rivergate Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Henrico 23238
  • Costs more per square foot than 94% of homes in Henrico 23238
  • Among the largest homes in Henrico 23238
  • Has a bigger lot than 96% of homes in Henrico 23238
  • Newer than 84% of homes in Henrico 23238

What homes are worth in Henrico 23238

Each bar is how many homes fall in that price range. The marker is this home.

This home
$179K$1.7M

This home is worth more than almost all homes in Henrico 23238.

How it measures up in Henrico 23238

The dot is this home. The mark in the middle is the typical home in Henrico 23238.

Estimated value$2,937,822
CheaperTypical $393,254Pricier

Pricier than almost all homes nearby

Price per ft²$303
CheaperTypical $197Pricier

Pricier than 94% of homes nearby

Living area9,706 ft²
SmallerTypical 2,035 ft²Bigger

Bigger than almost all homes nearby

Lot size2.8 ac
SmallerTypical 0.34 acBigger

Bigger than 96% of homes nearby

Year built1999
OlderTypical 1982Newer

Newer than 84% of homes nearby

How 445 Rivergate Dr ranks against every home in each area.
MeasureThis homeHenrico 23238Goochland County
Estimated valuepricier than$2,937,822almost all homesalmost all homes
Price per ft²pricier than$30394% of homes89% of homes
Living areabigger than9,706 ft²almost all homesalmost all homes
Lot sizebigger than2.8 ac96% of homes51% of homes
Year builtnewer than199984% of homes52% of homes

About 445 Rivergate Dr

How much is 445 Rivergate Dr, Richmond, VA worth?

The TopHap Estimate for 445 Rivergate Dr, Richmond, VA is $2,937,822 as of Jul 14, 2026. The likely range is $2,688,306 to $3,187,338. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 445 Rivergate Dr, Richmond, VA last sell?

445 Rivergate Dr, Richmond, VA last sold on Dec 4, 2020 for $2,100,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 445 Rivergate Dr, Richmond, VA?

445 Rivergate Dr, Richmond, VA has 4 bedrooms, 6 bathrooms, 9,706 square feet of living space and a 2.80-acre lot.

When was 445 Rivergate Dr, Richmond, VA built?

445 Rivergate Dr, Richmond, VA was built in 1999, making it 27 years old. It is a custom design home. The building has 1 story.

What schools serve 445 Rivergate Dr, Richmond, VA?

445 Rivergate Dr, Richmond, VA is assigned to Randolph Elementary School (elementary), rated A+; Goochland Middle School (middle), rated B; Goochland High School (high), rated A. All sit in Goochland County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 445 Rivergate Dr, Richmond, VA compare to other homes in Henrico 23238?

Among the 8,448 homes in Henrico 23238, it is worth more than almost all of them ($2,937,822 against a typical $393,254), its price per square foot is higher than 94% of them ($303 against a typical $197), it is bigger than almost all of them (9,706 ft² against a typical 2,035 ft²), its lot is bigger than 96% of them (2.8 ac against a typical 0.34 ac) and it is newer than 84% of them (1999 against a typical 1982). Measured against all of Goochland County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 445 Rivergate Dr, Richmond, VA?

The 2026 property tax bill for 445 Rivergate Dr, Richmond, VA was $19,064. The county assessed it at $3,596,900.

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Closest homes

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Assigned schools

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