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Single Family ResidenceResidential
$216,706$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $120,000 on Sep 5, 2000

4478 RIVER RIDGE RD

DAYTON, OH 45415
2
Beds
2 / 1
Baths
1,175 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.78 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$217K
$192K low$241K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$120,000 · Sep 5, 2000
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$62,706
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$50,165
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.73%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$81,000
GMAC MORTGAGE CORP · recorded Jan 23, 2002
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$73,000
JPMORGAN CHASE BANK NA

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,581 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$69,830 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$24,470
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$45,360
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$69,830
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$199,510

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMontgomery
Lot (acres)The size of the land the home sits on, from county records.0.78
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 216 ft²Patio · 216 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Kleptz Early Childhood Learning Center
Elementary · Grades PK–1 · 3.8 mi
M
Northmont Middle SchoolB-
Middle · Grades 7–8 · 4.7 mi
H
Northmont High SchoolA-
High · Grades 9–12 · 4.7 mi

District: Northmont City School District

Neighborhood · ZIP 45415These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.94
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.214
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.13,123
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,096 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,494
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,552
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4478 River Ridge Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 92% of homes in Dayton 45415
  • Smaller than 86% of homes in Dayton 45415
  • Has a bigger lot than 93% of homes in Dayton 45415

What homes are worth in Dayton 45415

Each bar is how many homes fall in that price range. The marker is this home.

This home
$71K$450K

This home is worth more than 44% of homes in Dayton 45415.

How it measures up in Dayton 45415

The dot is this home. The mark in the middle is the typical home in Dayton 45415.

Estimated value$216,706
CheaperTypical $231,696Pricier

Pricier than 44% of homes nearby

Price per ft²$184
CheaperTypical $131Pricier

Pricier than 92% of homes nearby

Living area1,175 ft²
SmallerTypical 1,698 ft²Bigger

Bigger than 14% of homes nearby

Lot size0.78 ac
SmallerTypical 0.35 acBigger

Bigger than 93% of homes nearby

Year built1960
OlderTypical 1967Newer

Newer than 39% of homes nearby

How 4478 River Ridge Rd ranks against every home in each area.
MeasureThis homeDayton 45415Montgomery County
Estimated valuepricier than$216,70644% of homes57% of homes
Price per ft²pricier than$18492% of homes79% of homes
Living areabigger than1,175 ft²14% of homes32% of homes
Lot sizebigger than0.78 ac93% of homes92% of homes
Year builtnewer than196039% of homes51% of homes

About 4478 River Ridge Rd

How much is 4478 River Ridge Rd, Dayton, OH worth?

The TopHap Estimate for 4478 River Ridge Rd, Dayton, OH is $216,706 as of Jul 14, 2026. The likely range is $191,915 to $241,497. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4478 River Ridge Rd, Dayton, OH last sell?

4478 River Ridge Rd, Dayton, OH last sold on Sep 5, 2000 for $120,000, according to the county's recorded deed.

How big is 4478 River Ridge Rd, Dayton, OH?

4478 River Ridge Rd, Dayton, OH has 2 bedrooms, 2 bathrooms, 1,175 square feet of living space and a 0.78-acre lot.

When was 4478 River Ridge Rd, Dayton, OH built?

4478 River Ridge Rd, Dayton, OH was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 4478 River Ridge Rd, Dayton, OH?

4478 River Ridge Rd, Dayton, OH is assigned to Kleptz Early Childhood Learning Center (elementary); Northmont Middle School (middle), rated B-; Northmont High School (high), rated A-. All sit in Northmont City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4478 River Ridge Rd, Dayton, OH compare to other homes in Dayton 45415?

Among the 4,410 homes in Dayton 45415, it is worth more than 44% of them ($216,706 against a typical $231,696), its price per square foot is higher than 92% of them ($184 against a typical $131), it is bigger than 14% of them (1,175 ft² against a typical 1,698 ft²), its lot is bigger than 93% of them (0.78 ac against a typical 0.35 ac) and it is newer than 39% of them (1960 against a typical 1967). Measured against all of Montgomery County, it is worth more than 57% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4478 River Ridge Rd, Dayton, OH?

The 2024 property tax bill for 4478 River Ridge Rd, Dayton, OH was $3,581. The county assessed it at $69,830.

More homes on River Ridge Rd

Closest homes

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Assigned schools

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