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Residential (General/Single)Residential
$983,581$714 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $633,000 on Nov 9, 2006

45 RIVER DR S

JERSEY CITY, NJ 07310
Building report
3
Beds
0
Baths
1,377 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.01 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
34
StoriesHow many floors the home has above ground.
3
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$984K
$914K low$1.1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$633,000 · Nov 9, 2006
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$435,581
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$348,465
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.56%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$548,000
FLAGSTAR BANK FSB · recorded Jun 15, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$19,619 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$840,200 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$57,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$782,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$840,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$840,200

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.36 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.72%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
StyleThe architectural style of the home, such as ranch or colonial.Condo/Apartment
CountyHUDSON
ConstructionThe main material the home's frame and walls are built from.Brick
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rafael Cordero y Molina SchoolC
Elementary · Grades PK–8 · 0.5 mi
H
James J. Ferris High SchoolD-
High · Grades 9–12 · 1.1 mi

District: Jersey City School District

Neighborhood · ZIP 07310These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.139
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.117

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.89%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.8%
PopulationHow many people live in this area.14,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.23,168 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$154,032
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$169,682
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 River Dr S measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 83% of homes in Hudson County
  • Costs less per square foot than 84% of homes in Newport
  • Bigger than 91% of homes in Newport
  • Has a bigger lot than 92% of homes in Hudson County
  • Newer than 73% of homes in Hudson County

What homes are worth in Jersey City 07310

Each bar is how many homes fall in that price range. The marker is this home.

This home
$431K$1.9M

This home is worth more than 77% of homes in Jersey City 07310.

How it measures up in Jersey City 07310

The dot is this home. The mark in the middle is the typical home in Jersey City 07310.

Estimated value$983,581
CheaperTypical $813,583Pricier

Pricier than 77% of homes nearby

Price per ft²$714
CheaperTypical $746Pricier

Pricier than 35% of homes nearby

Living area1,377 ft²
SmallerTypical 1,046 ft²Bigger

Bigger than 89% of homes nearby

Lot size1.01 ac
SmallerTypical 1.01 acBigger

Bigger than 52% of homes nearby

Year built1988
OlderTypical 2007Newer

Newer than 29% of homes nearby

How 45 River Dr S ranks against every home in each area.
MeasureThis homeNewportJersey City 07310Hudson County
Estimated valuepricier than$983,58171% of homes77% of homes83% of homes
Price per ft²pricier than$71416% of homes35% of homes77% of homes
Living areabigger than1,377 ft²91% of homes89% of homes44% of homes
Lot sizebigger than1.01 ac56% of homes52% of homes92% of homes
Year builtnewer than198834% of homes29% of homes73% of homes

About 45 River Dr S

How much is 45 River Dr S, Jersey City, NJ worth?

The TopHap Estimate for 45 River Dr S, Jersey City, NJ is $983,581 as of Jul 14, 2026. The likely range is $913,518 to $1,053,644. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 River Dr S, Jersey City, NJ last sell?

45 River Dr S, Jersey City, NJ last sold on Nov 9, 2006 for $633,000, according to the county's recorded deed.

How big is 45 River Dr S, Jersey City, NJ?

45 River Dr S, Jersey City, NJ has 3 bedrooms and 1,377 square feet of living space.

When was 45 River Dr S, Jersey City, NJ built?

45 River Dr S, Jersey City, NJ was built in 1988, making it 38 years old. It is a condo/apartment home. The building has 34 stories.

What schools serve 45 River Dr S, Jersey City, NJ?

45 River Dr S, Jersey City, NJ is assigned to Rafael Cordero y Molina School (elementary), rated C; James J. Ferris High School (high), rated D-. All sit in Jersey City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 River Dr S, Jersey City, NJ compare to other homes in Jersey City 07310?

Among the 1,687 homes in Jersey City 07310, it is worth more than 77% of them ($983,581 against a typical $813,583), its price per square foot is higher than 35% of them ($714 against a typical $746), it is bigger than 89% of them (1,377 ft² against a typical 1,046 ft²), its lot is bigger than 52% of them (1.01 ac against a typical 1.01 ac) and it is newer than 29% of them (1988 against a typical 2007). Measured against all of Hudson County, it is worth more than 83% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 River Dr S, Jersey City, NJ?

The 2025 property tax bill for 45 River Dr S, Jersey City, NJ was $19,619. The county assessed it at $840,200.

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