Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$241,094$223 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $130,000 on Oct 3, 2017

45 RUSSELL ST

WEST SPRINGFIELD, MA 01089
3
Beds
1
Baths
1,082 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.23 ac
Lot SizeThe size of the land the home sits on, from county records.
1942
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$241K
$222K low$260K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$130,000 · Oct 3, 2017
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$108,083
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$86,466
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.55%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$127,645
UNITED WHOLESALE MORTGAGE · recorded Oct 3, 2017
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$5,366
SECRETARY HOUSING URBAN DEVELOPMENT

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,887 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$247,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$39,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$208,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$242,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$232,180

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
40
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
90
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
36
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.23
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mary O PottengerD
Elementary · Grades PK–5 · 0.3 mi
M
The Springfield Renaissance School an Expeditionary LearningD
Middle · Grades 6–12 · 0.7 mi

District: Springfield School District

Neighborhood · ZIP 01089These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.101
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.55

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.9.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.28,931
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,665 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,562
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,574
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Russell St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in West Springfield 01089
  • Costs less per square foot than 69% of homes in East Springfield
  • Smaller than 83% of homes in West Springfield 01089
  • Has a bigger lot than 88% of homes in East Springfield
  • Older than 69% of homes in Hampden County

What homes are worth in West Springfield 01089

Each bar is how many homes fall in that price range. The marker is this home.

This home
$142K$751K

This home is worth more than 9% of homes in West Springfield 01089.

How it measures up in West Springfield 01089

The dot is this home. The mark in the middle is the typical home in West Springfield 01089.

Estimated value$241,094
CheaperTypical $350,469Pricier

Pricier than 9% of homes nearby

Price per ft²$223
CheaperTypical $244Pricier

Pricier than 32% of homes nearby

Living area1,082 ft²
SmallerTypical 1,536 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.23 ac
SmallerTypical 0.31 acBigger

Bigger than 34% of homes nearby

Year built1942
OlderTypical 1953Newer

Newer than 33% of homes nearby

How 45 Russell St ranks against every home in each area.
MeasureThis homeEast SpringfieldWest Springfield 01089Hampden County
Estimated valuepricier than$241,09415% of homes9% of homes9% of homes
Price per ft²pricier than$22331% of homes32% of homes33% of homes
Living areabigger than1,082 ft²33% of homes17% of homes20% of homes
Lot sizebigger than0.23 ac88% of homes34% of homes37% of homes
Year builtnewer than194241% of homes33% of homes31% of homes

About 45 Russell St

How much is 45 Russell St, West Springfield, MA worth?

The TopHap Estimate for 45 Russell St, West Springfield, MA is $241,094 as of Jun 23, 2026. The likely range is $221,806 to $260,381. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Russell St, West Springfield, MA last sell?

45 Russell St, West Springfield, MA last sold on Oct 3, 2017 for $130,000, according to the county's recorded deed. TopHap holds 5 recorded sales for this parcel.

How big is 45 Russell St, West Springfield, MA?

45 Russell St, West Springfield, MA has 3 bedrooms, 1 bathrooms, 1,082 square feet of living space and a 0.23-acre lot.

When was 45 Russell St, West Springfield, MA built?

45 Russell St, West Springfield, MA was built in 1942, making it 84 years old. It is a cape cod home. The building has 1 story.

What schools serve 45 Russell St, West Springfield, MA?

45 Russell St, West Springfield, MA is assigned to Mary O Pottenger (elementary), rated D; The Springfield Renaissance School an Expeditionary Learning (middle), rated D. All sit in Springfield School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Russell St, West Springfield, MA compare to other homes in West Springfield 01089?

Among the 8,208 homes in West Springfield 01089, it is worth more than 9% of them ($241,094 against a typical $350,469), its price per square foot is higher than 32% of them ($223 against a typical $244), it is bigger than 17% of them (1,082 ft² against a typical 1,536 ft²), its lot is bigger than 34% of them (0.23 ac against a typical 0.31 ac) and it is newer than 33% of them (1942 against a typical 1953). Measured against all of Hampden County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Russell St, West Springfield, MA?

The 2025 property tax bill for 45 Russell St, West Springfield, MA was $3,887. The county assessed it at $247,900.

More homes on Russell St

Closest homes

More homes in West Springfield 01089

Assigned schools

Explore the area

See this home in context

Open 45 Russell St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map