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Single Family ResidenceResidential
$593,831$156 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

45 SEMMES CT

RUSTBURG, VA 24588
4
Beds
3 / 1
Baths
3,795 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.19 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$594K
$517K low$671K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$264,831
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$211,865
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.58%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$329,000
UNION MORTGAGE GROUP INC · recorded Feb 13, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,559 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$568,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$36,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$532,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$568,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$568,700

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCampbell
Lot (acres)The size of the land the home sits on, from county records.1.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rustburg Middle SchoolC-
Middle · Grades 6–8 · 3.6 mi
E
Rustburg Elementary SchoolB
Elementary · Grades KG–5 · 3.8 mi
H
Rustburg High SchoolB+
High · Grades 9–12 · 4.1 mi

District: Campbell County Public Schools

Neighborhood · ZIP 24588These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.8,440
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$66,990
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$81,286
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.45 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Semmes Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Rustburg 24588
  • Costs less per square foot than 65% of homes in Rustburg 24588
  • Bigger than 98% of homes in Campbell County
  • Newer than 91% of homes in Campbell County

What homes are worth in Rustburg 24588

Each bar is how many homes fall in that price range. The marker is this home.

This home
$60K$649K

This home is worth more than 97% of homes in Rustburg 24588.

How it measures up in Rustburg 24588

The dot is this home. The mark in the middle is the typical home in Rustburg 24588.

Estimated value$593,831
CheaperTypical $278,511Pricier

Pricier than 97% of homes nearby

Price per ft²$156
CheaperTypical $172Pricier

Pricier than 35% of homes nearby

Living area3,795 ft²
SmallerTypical 1,658 ft²Bigger

Bigger than 97% of homes nearby

Lot size1.19 ac
SmallerTypical 1.31 acBigger

Bigger than 48% of homes nearby

Year built2014
OlderTypical 1984Newer

Newer than 88% of homes nearby

How 45 Semmes Ct ranks against every home in each area.
MeasureThis homeRustburg 24588Campbell County
Estimated valuepricier than$593,83197% of homes97% of homes
Price per ft²pricier than$15635% of homes44% of homes
Living areabigger than3,795 ft²97% of homes98% of homes
Lot sizebigger than1.19 ac48% of homes58% of homes
Year builtnewer than201488% of homes91% of homes

About 45 Semmes Ct

How much is 45 Semmes Ct, Rustburg, VA worth?

The TopHap Estimate for 45 Semmes Ct, Rustburg, VA is $593,831 as of Jul 14, 2026. The likely range is $517,024 to $670,638. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 45 Semmes Ct, Rustburg, VA?

45 Semmes Ct, Rustburg, VA has 4 bedrooms, 3 bathrooms, 3,795 square feet of living space and a 1.20-acre lot.

When was 45 Semmes Ct, Rustburg, VA built?

45 Semmes Ct, Rustburg, VA was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 45 Semmes Ct, Rustburg, VA?

45 Semmes Ct, Rustburg, VA is assigned to Rustburg Middle School (middle), rated C-; Rustburg Elementary School (elementary), rated B; Rustburg High School (high), rated B+. All sit in Campbell County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Semmes Ct, Rustburg, VA compare to other homes in Rustburg 24588?

Among the 3,592 homes in Rustburg 24588, it is worth more than 97% of them ($593,831 against a typical $278,511), its price per square foot is higher than 35% of them ($156 against a typical $172), it is bigger than 97% of them (3,795 ft² against a typical 1,658 ft²), its lot is bigger than 48% of them (1.19 ac against a typical 1.31 ac) and it is newer than 88% of them (2014 against a typical 1984). Measured against all of Campbell County, it is worth more than 97% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Semmes Ct, Rustburg, VA?

The 2025 property tax bill for 45 Semmes Ct, Rustburg, VA was $2,559. The county assessed it at $568,700.

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