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Single Family ResidenceResidential
$468,766$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $160,000 on Sep 30, 1998

45 SETTLEMENT RD

AMSTON, CT 06231
3
Beds
2.5
Baths
1,886 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.99 ac
Lot SizeThe size of the land the home sits on, from county records.
1979
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$469K
$420K low$518K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$160,000 · Sep 30, 1998
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$42,766
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$34,213
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.93%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$426,000
GENWORTH FINANCIAL · recorded Oct 24, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$7,625 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$206,920 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$59,220
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$147,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$206,920
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$144,844

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.12 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyCAPITOL
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2004
Lot (acres)The size of the land the home sits on, from county records.2.99
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
HeatingThe type of heating system in the home.Hot Water
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Rham Middle SchoolB+
Middle · Grades 7–8 · 1.9 mi
H
Rham High SchoolA
High · Grades 9–12 · 1.9 mi
E
Gilead Hill School
Elementary · Grades PK–2 · 3.7 mi

District: Regional High School District 08

Neighborhood · ZIP 06231These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.87
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.114
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,198
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.258 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$144,085
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$166,969
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

45 Settlement Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 66% of homes in Capitol County
  • Bigger than 65% of homes in Capitol County
  • Has a bigger lot than 93% of homes in Capitol County
  • Newer than 70% of homes in Capitol County

What homes are worth in Amston 06231

Each bar is how many homes fall in that price range. The marker is this home.

This home
$218K$874K

This home is worth more than 50% of homes in Amston 06231.

How it measures up in Amston 06231

The dot is this home. The mark in the middle is the typical home in Amston 06231.

Estimated value$468,766
CheaperTypical $469,917Pricier

Pricier than 50% of homes nearby

Price per ft²$249
CheaperTypical $264Pricier

Pricier than 39% of homes nearby

Living area1,886 ft²
SmallerTypical 1,805 ft²Bigger

Bigger than 55% of homes nearby

Lot size2.99 ac
SmallerTypical 1.42 acBigger

Bigger than 79% of homes nearby

Year built1979
OlderTypical 1980Newer

Newer than 48% of homes nearby

How 45 Settlement Rd ranks against every home in each area.
MeasureThis homeAmston 06231Capitol County
Estimated valuepricier than$468,76650% of homes66% of homes
Price per ft²pricier than$24939% of homes41% of homes
Living areabigger than1,886 ft²55% of homes65% of homes
Lot sizebigger than2.99 ac79% of homes93% of homes
Year builtnewer than197948% of homes70% of homes

About 45 Settlement Rd

How much is 45 Settlement Rd, Amston, CT worth?

The TopHap Estimate for 45 Settlement Rd, Amston, CT is $468,766 as of Jul 14, 2026. The likely range is $419,512 to $518,020. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 45 Settlement Rd, Amston, CT last sell?

45 Settlement Rd, Amston, CT last sold on Sep 30, 1998 for $160,000, according to the county's recorded deed.

How big is 45 Settlement Rd, Amston, CT?

45 Settlement Rd, Amston, CT has 3 bedrooms, 2.5 bathrooms, 1,886 square feet of living space and a 2.99-acre lot.

When was 45 Settlement Rd, Amston, CT built?

45 Settlement Rd, Amston, CT was built in 1979, making it 47 years old. It is a cape cod home. The building has 2 stories.

What schools serve 45 Settlement Rd, Amston, CT?

45 Settlement Rd, Amston, CT is assigned to Rham Middle School (middle), rated B+; Rham High School (high), rated A; Gilead Hill School (elementary). All sit in Regional High School District 08. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 45 Settlement Rd, Amston, CT compare to other homes in Amston 06231?

Among the 1,545 homes in Amston 06231, it is worth more than 50% of them ($468,766 against a typical $469,917), its price per square foot is higher than 39% of them ($249 against a typical $264), it is bigger than 55% of them (1,886 ft² against a typical 1,805 ft²), its lot is bigger than 79% of them (2.99 ac against a typical 1.42 ac) and it is newer than 48% of them (1979 against a typical 1980). Measured against all of Capitol County, it is worth more than 66% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 45 Settlement Rd, Amston, CT?

The 2025 property tax bill for 45 Settlement Rd, Amston, CT was $7,625. The county assessed it at $206,920.

More homes on Settlement Rd

Closest homes

More homes in Amston 06231

Assigned schools

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